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Private Banking

Because extraordinary deserves exclusive.

Welcome to Partners Private Banking, a premier experience designed to recognize and reward our strongest relationships. Enjoy a higher level of banking that goes beyond the everyday with priority service, personalized guidance, and exclusive benefits inspired by you. 

 
Schedule an Appointment
 
 
For a complete overview, refer to the Private Banking Benefits Guide.  
 
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Priority Service

Receive top-tier, personalized support from your dedicated Private Banker for:

  • Savings and Lending Solutions
  • Day-to-day Banking Needs 
  • Complex Financial Strategies
 
 
 

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Preferred Rates and Pricing

Make the most of your relationship with exclusive rewards.

  • High Yield Savings Rate1
  • 0.50% APR Auto Loan Discount2
  • $1,000 Mortgage Lender Fee Credit3
 

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Enhanced Everyday Banking

Enjoy account features designed to make managing your finances easier.
 
  • Fee Reimbursements4
  • Unlimited ATM Access5
  • Elevated Digital Banking Dashboard
 


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Premium Credit Cards

Partners Visa® credit cards deliver exceptional value with no annual, balance transfer, or cash advance fees.6

  • Enjoy 3% Cash Back7 with Legacy Visa Signature®
  • Earn Up to 5x Points with Visa® Platinum Rewards8
 

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Financial Planning

Benefit from a personalized strategy built around your short- and long-term goals.

  • Portfolio Management
  • Investment Guidance
  • Retirement Income Strategies
  • Executive Compensation Planning
 
 

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 Elevated Transaction Limits

Enjoy greater purchasing power with any Partners Visa® debit card from our collection.9

  • ATM Withdrawals: Up to $1,550 per day
  • Combined ATM and Point-of-Sale Purchases: Up to $3,000 per day
 




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Exclusive Events

Enjoy a collection of experiences designed to connect, educate, and inspire.

  • Private Receptions
  • Networking Opportunities
  • Educational Seminars
  • Family Events
 

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Household Rewards

Partners Members in your household may also enjoy many of the same exclusive benefits, extending the value of Private Banking to your family. 

 
 



















Private Banking Eligibility

 You may qualify for Private Baking through one of the following pathways:

Eligibility Path Relationship Requirement Minimum
in Deposits+
Standard
Qualification		 $500,000 combined deposits and outstanding loan balances+

OR $250,000 in deposits+		 $100,000

----
Disney Leadership
(by invitation++)		 Disney Director level and above $25,000
Partners Retirement &
Wealth Management
(by invitation++)		 $250,000 or more in Assets Under
Management		 $25,000
 
+ Private Banking eligibility requires $500,000 combined deposits and outstanding loan balances, excluding Partners Retirement & Wealth Management, with a minimum of $100,000 in deposits, or $250,000 in deposits, excluding Partners Retirement & Wealth Management, or select invitation groups. 
 
++ Members admitted through the Disney Leadership or Partners Retirement & Wealth Management invitation pathways receive a 12-month waiver of the standard qualification requirements. To continue Private Banking after the introductory period, Members must meet the standard eligibility criteria. 

 

1 High Yield Savings – Member must open the account with a minimum deposit of $10,000 and maintain a balance of $10,000 to earn dividends. APY (Annual Percentage Yield) as of 9/1/26 is based on the Member's Relationship Rewards tier, which is determined by qualifying combined household balances and criteria. Rates are subject to change at any time and may change after the account is opened. Fees and other conditions may reduce earnings. Withdrawal limits may apply. Other terms and conditions apply. Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.

2 APR = Annual Percentage Rate. A Partners Auto Loan is subject to credit approval. The Auto Loan Rate Discount is determined by the Member's Relationship Rewards tier at the time of loan closing. See Partners Representative for details.

3 A Partners Mortgage is subject to credit approval. Mortgage Lender Credit is available on home purchase loans only. Home equity loans and home equity lines of credit are not eligible. Members may receive a Lender Credit for every qualifying home purchase loan. The amount of the Lender Credit is determined by the Member's Relationship Rewards tier at the time of loan closing.

4 Members may receive up to the fee reimbursement each month. Unused reimbursement does not carry over. Loan product fees, overdraft service fees, fees charged by other financial institutions, and other fees may be excluded. See partnersfcu.org/disclosures for eligible fees.
 
5 Charges may be applied by other financial institutions or ATM owner.
 

6 Other fees and conditions may apply. Click here to learn more.

7 Subject to credit approval. Cash back earnings are limited to a maximum of $3,000 annually. Cash advances, balance transfers, fees and interest charges, and convenience checks do not qualify as purchases or earn cash back. Cash back is calculated on net purchases (less credits, returns and adjustments). Cash back earned on purchases will be applied as a statement credit or via ACH to a Partners checking or savings account via My Card Info or by calling the Rewards service number, in accordance with your credit card agreement and disclosure. See credit card Terms and Conditions for full program details. Card must be open and in good standing to redeem cash back. For details, visit partnersfcu.org/legacycreditcard.

8 Subject to credit approval. Eligible purchases are purchases minus any credits posted to the account for returns during the billing cycle. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks. Preferred, Premier, Elite, and Private Banking tiers earn 3x rewards points on gas, groceries, and streaming purchases. Premier, Elite, and Private Banking tiers earn 4x rewards points on travel purchases. Elite and Private Banking tiers earn 5x rewards points on dining purchases. Purchases outside these categories earn the standard 1x rewards points.

9 Private Banking card benefits are based on your Membership status, not your card design. Members who select an alternate design from Partners debit card collection will receive the same benefits, features, and transaction limits. Elevated Private Banking Debit Card transaction limits become effective the day after your card is opened. 

 

Signature Solutions

Imagine you had Partners guiding you home. For a limited time, secure a 5.99% interest rate with a 6.06% APR* on a 30-year fixed-rate mortgage.  

For mortgages in CA, CT, FL, HI, NJ, NY, or PA, you may start your online application below. For all other states and FHA & VA options, schedule an appointment or call 888.354.9344 to get started. 

 
 
 
NMLS #442122 

IMPORTANT NOTICE: *APR = Annual Percentage Rate. Rates are subject to change without notice. Your qualified rate depends on factors such as property type, credit history, loan-to-value, loan purpose, loan amount, occupancy, liens, income, and other financial obligations.

Interest Rate: The advertised 5.990% interest rate (6.058% APR) applies to a 30-year fixed-rate purchase mortgage for a single-family primary residence in CA, CT, FL, HI, NJ, NY, or PA; a minimum 740 credit score; and a maximum 75% loan-to-value, based on current market conditions. This offer excludes investment properties. While the 5.990% rate may apply to other products such as second homes, vacation homes, cash-out loans, and refinances, APRs will vary. Final rates and terms may vary based on credit profile, loan program, property type, and other application factors and are subject to change without notice.

Example (for informational purposes only): Based on a 780+ FICO score, a $450,000 loan amount, and a $600,000 property value at 5.990% interest (6.058% APR), the monthly principal and interest payment would be $2,695.08 over 360 payments. If an escrow account is required or elected, the total monthly payment will be higher to include taxes and insurance.

Additional Disclosures: Restrictions may apply. All loans are subject to credit approval. ®2026 Partners

Unlock exclusive savings with Partners Home Rewards powered by HomeAdvantage®. Earn 1% of your home’s purchase price back at closing1 and enjoy a low 1.99% listing fee2 when selling. Work with top-tier agents, explore MLS listings, and save thousands on your next move.

Learn More

 

1 To receive 1% of purchase price back at closing, Members must purchase a home in CA, CT, FL, HI, NJ, NY, or PA using a Partners Home Rewards real estate agent and finance the mortgage through Partners Federal Credit Union. The 1% credit will be applied toward closing costs on the Credit Settlement Statement and will not be issued as cash to the borrower.

2 To qualify for the 1.99% listing fee, Members must use a Partners Home Rewards real estate agent when selling their home in the United States. 

From concierge to online shopping, Partners delivers a seamless auto buying and financing experience tailored to
your preferences.
 
  • 0.50% APR3 Auto Loan discount
  • Concierge auto buying services
  • Preferred pricing on loan protection and insurance solutions
 
 
 
3 APR = Annual Percentage Rate. A Partners Auto Loan is subject to credit approval. The Auto Loan Rate Discount is determined by the Member’s Relationship Rewards tier or Private Banking status at the time of loan closing. See Partners Representative for details.
Open your account with a minimum deposit of $10,000 and earn a preferred rate while maintaining convenient access to
your funds.4



4 High Yield Savings – Member must open the account with a minimum deposit of $10,000 and maintain a balance of $10,000 to earn dividends. APY (Annual Percentage Yield) as of 9/1/26 is based on the Member’s Relationship Rewards tier, which is determined by qualifying combined household balances and criteria. Rates are subject to change at any time and may change after the account is opened. Fees and other conditions may reduce earnings. Withdrawal limits may apply. Other terms and conditions apply. Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.






Legacy Visa Signature Card on Phone

Earn 3% cash back on every purchase.

From dining out to monthly expenses, every purchase can be more rewarding.7 Plus, enjoy access to premium benefits designed to make an impression wherever you go.