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Compare Checking & Savings Rates

Rates current as of:


Checking and Savings Rates

Account Name Rate APY1
Primary, Special Savings & Traditional Christmas Club
Minimum to open: $5
Minimum to earn dividends: $0
0.05% 0.05%
Individual Retirement Account (IRA) Savings
Minimum to open & earn dividends: $100
0.30% 0.30%
Premier Checking
Minimum to open & earn dividends: $2,500
0.05% 0.05%
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. Rate may change after the account is opened. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.

Certificate Rates


Certificates Term Rate APY1
Standard
Minimum to open & earn dividends: $1,000
3-Month
6-Month
12-Month
13-Month
24-Month
36-Month
48-Month
60-Month
0.75%
4.02%
4.40%
4.88%
3.78%
3.44%
3.49%
3.92%
0.75%
4.10%
4.50%
5.00%
3.85%
3.50%
3.55%
4.00%
Mini-Jumbo Certificate
Minimum to open & earn dividends: $50,000
3-Month
6-Month
12-Month
13-Month
24-Month
36-Month
48-Month
60-Month
0.75%
4.02%
4.50%
4.88%
3.83%
3.49%
3.54%
3.97%
0.75%
4.10%
4.60%
5.00%
3.90%
3.55%
3.60%
4.05%
Jumbo Certificate
Minimum to open & earn dividends: $100,000
3-Month
6-Month
12-Month
13-Month
24-Month
36-Month
48-Month
60-Month
0.75%
4.02%
4.59%
4.88%
3.88%
3.54%
3.59%
4.12%
0.75%
4.10%
4.70%
5.00%
3.95%
3.60%
3.65%
4.20%
College Saver Certificates Term Rate APY1
Standard College Saver
Minimum to open & earn dividends: $500
13-Month
24-Month
36-Month
48-Month
60-Month
4.88%
3.78%
3.44%
3.49%
3.92%
5.00%
3.85%
3.50%
3.55%
4.00%
Mini-Jumbo College Saver
Minimum to open & earn dividends: $50,000
13-Month
24-Month
36-Month
48-Month
60-Month
4.88%
3.83%
3.49%
3.54%
3.97%
5.00%
3.90%
3.55%
3.60%
4.05%
Jumbo College Saver
Minimum to open & earn dividends: $100,000
13-Month
24-Month
36-Month
48-Month
60-Month
4.88%
3.88%
3.54%
3.59%
4.12%
5.00%
3.95%
3.60%
3.65%
4.20%
Certificate for Beginners Term Rate APY1
Starter Certificate
Minimum to open & earn dividends: $500
Maximum Certificate balance: $2,500
12-Month 4.40% 4.50%
Relationship Rewards Rate Add-Ons2 Standard Bronze Silver Gold Platinum Platinum Elite
Combined Balances2 Less than $2,500 $2,500 - $10,000 $10,001 - $25,000 $25,001 - $100,000 Greater than $100,000 Greater than $100,000 and 15+ years Membership
Dividend Increase on Certificates 24+ Months3 N/A N/A N/A 0.05% 0.10% 0.15%
Senior Increase (55+ years)4 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
 
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.  The Credit Union reserves the right not to renew certificates upon maturity.
 
2Combined Balances include Deposit, Loan, and Partners Retirement and Wealth Management accounts. Excludes Certificates. A Partners Checking Account is required to earn the additional certificate rate add-ons.
 
3Dividend increase applies to new or renewal certificates 24 months or greater. 
 
4Relationship Rewards senior increase on certificates does not apply to the 13-month certificate promotional rate.

Money Market Rates


Money Market Account Minimum Balance for APY1 Rate APY1
Money Market Savings
Minimum to open is $2,500
$2,500
$25,000
$50,000
$100,000
$250,000
$500,000 - New!
1.04%
1.29%
1.54%
3.20%
3.35%
3.45%
1.05%
1.30%
1.55%
3.25%
3.40%
3.50%
Money Market Checking
Minimum to open & earn dividends: $2,500
$2,500 0.10% 0.10%
 
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. All rates are subject to change without notice.


Enhanced Money Market Rates


Money Market Account Minimum Balance for APY1 Rate APY2
Money Market Savings
Minimum to open is $2,500
$2,500
$10,000 (In New Money)
1.04%
4.17%

1.05%
4.25%

2APY = Annual Percentage Yield. To earn 4.25% APY on an Enhanced Money Market Account, must open with a minimum deposit of $10,000 in new money. "New Money" is defined as funds not currently on deposit with Partners Federal Credit Union. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. Withdrawal limits may apply. All rates are subject to change without notice. Other terms and conditions may apply. Enhanced Money Market can not be opened online. To open an Enhanced Money Market, schedule an appointment, visit a branch, or call us at 800.948.6677.
 

Individual Retirement Account (IRA) Rates


IRA Certificates Term Rate APY1
Traditional/Roth IRA Standard
Minimum to open & earn dividends: $1,000
3-Month
6-Month
12-Month
13-Month
24-Month
36-Month
48-Month
60-Month
0.75%
4.02%
4.40%
4.88%
3.78%
3.44%
3.49%
3.92%
0.75%
4.10%
4.50%
5.00%
3.85%
3.50%
3.55%
4.00%
Traditional/Roth IRA Mini-Jumbo Certificate
Minimum to open & earn dividends: $50,000
3-Month
6-Month
12-Month
13-Month
24-Month
36-Month
48-Month
60-Month
0.75%
4.02%
4.50%
4.88%
3.83%
3.49%
3.54%
3.97%
0.75%
4.10%
4.60%
5.00%
3.90%
3.55%
3.60%
4.05%
Traditional/Roth IRA Jumbo Certificate
Minimum to open & earn dividends: $100,000
3-Month
6-Month
12-Month
13-Month
24-Month
36-Month
48-Month
60-Month
0.75%
4.02%
4.59%
4.88%
3.88%
3.54%
3.59%
4.12%
0.75%
4.10%
4.70%
5.00%
3.95%
3.60%
3.65%
4.20%
Coverdell Certificate (Educational Savings) Term Rate APY1
Coverdell Certificate
Minimum to open & earn dividends: $1,000
3-Month
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
0.75%
4.02%
4.40%
3.78%
3.44%
3.49%
3.92%
0.75%
4.10%
4.50%
3.85%
3.50%
3.55%
4.00%
Relationship Rewards Rate Add-Ons2 Standard Bronze Silver Gold Platinum Platinum Elite
Combined Balances2 Less than $2,500 $2,500 - $10,000 $10,001 - $25,000 $25,001 - $100,000 Greater than $100,000 Greater than $100,000 and 15+ years Membership
Dividend Increase on Certificates 24+ Months3 N/A N/A N/A 0.05% 0.10% 0.15%
Senior Increase (55+ years)4 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.  The Credit Union reserves the right not to renew certificates upon maturity.
 
2Combined Balances include Deposit, Loan, and Partners Retirement and Wealth Management accounts. Excludes Certificates. A Partners Checking Account is required to earn the additional certificate rate add-ons.
 
3Dividend increase applies to new or renewal certificates 24 months or greater. 
 
4Relationship Rewards senior increase on certificates does not apply to the 13-month certificate promotional rate.