Rates current as of:
Checking and Savings Rates
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. Rate may change after the account is opened. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.
Certificate Rates
| Certificates | Term | Rate | APY1 |
|---|---|---|---|
|
Standard
Minimum to open & earn dividends: $1,000
|
3-Month
6-Month
9-Month
12-Month
24-Month
36-Month
48-Month
60-Month
|
0.75%
4.02%
4.64%
4.40%
3.58%
3.25%
3.29%
3.73%
|
0.75%
4.10%
4.75%
4.50%
3.65%
3.30%
3.35%
3.80%
|
|
Mini-Jumbo Certificate
Minimum to open & earn dividends: $50,000
|
3-Month
6-Month
9-Month
12-Month
24-Month
36-Month
48-Month
60-Month
|
0.75%
4.02%
4.69%
4.50%
3.63%
3.295%
3.34%
3.78%
|
0.75%
4.10%
4.80%
4.60%
3.70%
3.35%
3.40%
3.85%
|
|
Jumbo Certificate
Minimum to open & earn dividends: $100,000
|
3-Month
6-Month
9-Month
12-Month
24-Month
36-Month
48-Month
60-Month
|
0.75%
4.02%
4.74%
4.59%
3.68%
3.34%
3.39%
3.92%
|
0.75%
4.10%
4.85%
4.70%
3.75%
3.40%
3.45%
4.00%
|
| Certificate for Beginners | Term | Rate | APY1 |
|---|---|---|---|
|
Starter Certificate
Minimum to open & earn dividends: $500
Maximum Certificate balance: $2,500
|
12-Month | 4.40% | 4.50% |
| Relationship Rewards Rate Add-Ons2 | Standard | Bronze | Silver | Gold | Platinum | Platinum Elite |
|---|---|---|---|---|---|---|
| Combined Balances2 | Less than $2,500 | $2,500 - $10,000 | $10,001 - $25,000 | $25,001 - $100,000 | Greater than $100,000 | Greater than $100,000 and 15+ years Membership |
| Dividend Increase on Certificates 24+ Months3 | N/A | N/A | N/A | 0.05% | 0.10% | 0.15% |
| Senior Increase (55+ years) | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
2Combined Balances include Deposit, Loan, and Partners Retirement and Wealth Management accounts. Excludes Certificates. A Partners Checking Account is required to earn the additional certificate rate add-ons.
3Dividend increase applies to new or renewal certificates 24 months or greater.
Money Market Rates
| Money Market Account | Minimum Balance for APY1 | Rate | APY1 |
|---|---|---|---|
|
Money Market Savings
Minimum to open is $2,500
|
$2,500
$25,000
$50,000
$100,000
$250,000
$500,000 - New!
|
1.04%
1.29%
1.54%
3.20%
3.35%
3.45%
|
1.05%
1.30%
1.55%
3.25%
3.40%
3.50%
|
|
Money Market Checking
Minimum to open & earn dividends: $2,500
|
$2,500 | 0.10% | 0.10% |
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. All rates are subject to change without notice.
Individual Retirement Account (IRA) Rates
| IRA Certificates | Term | Rate | APY1 |
|---|---|---|---|
|
Traditional/Roth IRA Standard
Minimum to open & earn dividends: $1,000
|
3-Month
6-Month
9-Month
12-Month
24-Month
36-Month
48-Month
60-Month
|
0.75%
4.02%
4.64%
4.40%
3.58%
3.25%
3.29%
3.73%
|
0.75%
4.10%
4.75%
4.50%
3.65%
3.30%
3.35%
3.80%
|
|
Traditional/Roth IRA Mini-Jumbo Certificate
Minimum to open & earn dividends: $50,000
|
3-Month
6-Month
9-Month
12-Month
24-Month
36-Month
48-Month
60-Month
|
0.75%
4.02%
4.69%
4.50%
3.63%
3.295%
3.34%
3.78%
|
0.75%
4.10%
4.80%
4.60%
3.70%
3.35%
3.40%
3.85%
|
|
Traditional/Roth IRA Jumbo Certificate
Minimum to open & earn dividends: $100,000
|
3-Month
6-Month
9-Month
12-Month
24-Month
36-Month
48-Month
60-Month
|
0.75%
4.02%
4.74%
4.59%
3.68%
3.34%
3.39%
3.92%
|
0.75%
4.10%
4.85%
4.70%
3.75%
3.40%
3.45%
4.00%
|
| Coverdell Certificate (Educational Savings) | Term | Rate | APY1 |
|---|---|---|---|
|
Coverdell Certificate
Minimum to open & earn dividends: $1,000
|
3-Month
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
|
0.75%
4.02%
4.40%
3.58%
3.25%
3.29%
3.73%
|
0.75%
4.10%
4.50%
3.65%
3.30%
3.35%
3.80%
|
| Relationship Rewards Rate Add-Ons2 | Standard | Bronze | Silver | Gold | Platinum | Platinum Elite |
|---|---|---|---|---|---|---|
| Combined Balances2 | Less than $2,500 | $2,500 - $10,000 | $10,001 - $25,000 | $25,001 - $100,000 | Greater than $100,000 | Greater than $100,000 and 15+ years Membership |
| Dividend Increase on Certificates 24+ Months3 | N/A | N/A | N/A | 0.05% | 0.10% | 0.15% |
| Senior Increase (55+ years) | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
2Combined Balances include Deposit, Loan, and Partners Retirement and Wealth Management accounts. Excludes Certificates. A Partners Checking Account is required to earn the additional certificate rate add-ons.
3Dividend increase applies to new or renewal certificates 24 months or greater.