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Compare Checking & Savings Rates

Rates current as of:


Checking and Savings Rates

Account Name Rate APY1
Primary, Special Savings & Traditional Christmas Club
Minimum to open: $5
Minimum to earn dividends: $0
0.05% 0.05%
Individual Retirement Account (IRA) Savings
Minimum to open & earn dividends: $100
0.30% 0.30%
Premier Checking
Minimum to open & earn dividends: $2,500
0.05% 0.05%
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. Rate may change after the account is opened. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.

Certificate Rates

18-Month Certificate Special1 Term Rate APY1
Standard
Minimum to open & earn dividends: $1,000
18-Month 1.98% 2.00%
Mini-Jumbo Certificate
Minimum to open & earn dividends: $50,000
18-Month 2.03% 2.05%
Jumbo Certificate
Minimum to open & earn dividends: $100,000
18-Month 2.08% 2.10%
Certificates Term Rate APY2
Standard
Minimum to open & earn dividends: $1,000
3-Month
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
0.65%
0.90%
1.49%
1.54%
1.59%
1.64%
1.69%
0.65%
0.90%
1.50%
1.55%
1.60%
1.65%
1.70%
Mini-Jumbo Certificate
Minimum to open & earn dividends: $50,000
3-Month
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
0.65%
0.90%
1.54%
1.59%
1.64%
1.69%
1.74%
0.65%
0.90%
1.55%
1.60%
1.65%
1.70%
1.75%
Jumbo Certificate
Minimum to open & earn dividends: $100,000
3-Month
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
0.65%
0.90%
1.59%
1.64%
1.69%
1.74%
1.88%
0.65%
0.90%
1.60%
1.65%
1.70%
1.75%
1.90%
College Saver Certificates Term Rate APY2
Standard College Saver
Minimum to open & earn dividends: $500
24-Month
36-Month
48-Month
60-Month
1.54%
1.59%
1.64%
1.69%
1.55%
1.60%
1.65%
1.70%
Mini-Jumbo College Saver
Minimum to open & earn dividends: $50,000
24-Month
36-Month
48-Month
60-Month
1.59%
1.64%
1.69%
1.74%
1.60%
1.65%
1.70%
1.75%
Jumbo College Saver
Minimum to open & earn dividends: $100,000
24-Month
36-Month
48-Month
60-Month
1.64%
1.69%
1.74%
1.88%
1.65%
1.70%
1.75%
1.90%
Certificate for Beginners Term Rate APY2
Starter Certificate
Minimum to open & earn dividends: $500
12-Month 1.49% 1.50%
Relationship Rewards Rate Add-Ons3 Standard Bronze Silver Gold Platinum Platinum Elite
Combined Balances3 Less than $2,500 $2,500 - $10,000 $10,001 - $25,000 $25,001 - $100,000 Greater than $100,000 Greater than $100,000 and 15+ years Membership
Dividend Increase on Certificates 24+ Months4 N/A N/A N/A 0.05% 0.10% 0.15%
Senior Increase (55+ years) 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
1APY = Annual Percentage Yield accurate as of 10/1/22. The 2.10% APY promotional rate is available for Jumbo Certificates with a minimum $100,000 to open and earn dividends. A Standard Certificate earns 2.00% APY with a minimum $1,000 to open and earn dividends. A Mini-Jumbo Certificate earns 2.05% APY with a minimum of $50,000 to open and earn dividends. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
2APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.  The Credit Union reserves the right not to renew certificates upon maturity.
 
3Combined Balances include Deposit, Loan, and Partners Retirement and Wealth Management accounts. Excludes Certificates. A Partners Checking Account is required to earn the additional certificate rate add-ons.
4Dividend increase applies to new or renewal certificates 24 months or greater. 

Money Market Rates

Money Market Account Minimum Balance for APY1 Rate APY1
Money Market Savings
Minimum to open is $2,500
$2,500
$25,000
$50,000
$100,000
$250,000
$500,000 - New!
0.85%
1.00%
1.24%
1.74%
1.88%
1.98%
0.85%
1.00%
1.25%
1.75%
1.90%
2.00%
Money Market Checking
Minimum to open & earn dividends: $2,500
$2,500 0.10% 0.10%
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. All rates are subject to change without notice.

Individual Retirement Account (IRA) Rates

18-Month IRA Certificate Special1 Term Rate APY1
Traditional/Roth IRA Standard
Minimum to open & earn dividends: $1,000
18-Month 1.98% 2.00%
Traditional/Roth IRA Mini-Jumbo Certificate
Minimum to open & earn dividends: $50,000
18-Month 2.03% 2.05%
Traditional/Roth IRA Jumbo Certificate
Minimum to open & earn dividends: $100,000
18-Month 2.08% 2.10%
IRA Certificates Term Rate APY2
Traditional/Roth IRA Standard
Minimum to open & earn dividends: $1,000
3-Month
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
0.65%
0.90%
1.49%
1.54%
1.59%
1.64%
1.69%
0.65%
0.90%
1.50%
1.55%
1.60%
1.65%
1.70%
Traditional/Roth IRA Mini-Jumbo Certificate
Minimum to open & earn dividends: $50,000
3-Month
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
0.65%
0.90%
1.54%
1.59%
1.64%
1.69%
1.74%
0.65%
0.90%
1.55%
1.60%
1.65%
1.70%
1.75%
Traditional/Roth IRA Jumbo Certificate
Minimum to open & earn dividends: $100,000
3-Month
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
0.65%
0.90%
1.59%
1.64%
1.69%
1.74%
1.88%
0.65%
0.90%
1.60%
1.65%
1.70%
1.75%
1.90%
Coverdell Certificate (Educational Savings) Term Rate APY2
Coverdell Certificate
Minimum to open & earn dividends: $1,000
3-Month
6-Month
12-Month
24-Month
36-Month
48-Month
60-Month
0.65%
0.90%
1.49%
1.54%
1.59%
1.64%
1.69%
0.65%
0.90%
1.50%
1.55%
1.60%
1.65%
1.70%
Relationship Rewards Rate Add-Ons3 Standard Bronze Silver Gold Platinum Platinum Elite
Combined Balances3 Less than $2,500 $2,500 - $10,000 $10,001 - $25,000 $25,001 - $100,000 Greater than $100,000 Greater than $100,000 and 15+ years Membership
Dividend Increase on Certificates 24+ Months4 N/A N/A N/A 0.05% 0.10% 0.15%
Senior Increase (55+ years) 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%
1APY = Annual Percentage Yield accurate as of 10/1/22. The 2.10% APY promotional rate is available for Jumbo Certificates with a minimum $100,000 to open and earn dividends. A Standard Certificate earns 2.00% APY with a minimum $1,000 to open and earn dividends. A Mini-Jumbo Certificate earns 2.05% APY with a minimum of $50,000 to open and earn dividends. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
2APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.  The Credit Union reserves the right not to renew certificates upon maturity.
 
3Combined Balances include Deposit, Loan, and Partners Retirement and Wealth Management accounts. Excludes Certificates. A Partners Checking Account is required to earn the additional certificate rate add-ons.
4Dividend increase applies to new or renewal certificates 24 months or greater.