|
Rate |
APY4 |
|
3-Month Emergency Fund Certificate
|
2.960%
|
3.00%
|
Membership is open to any cast member/employee of The Walt Disney Company or one of its subsidiaries, a retiree of The Walt Disney Company or one of its subsidiaries, or an immediate family member or roommate of one of the aforementioned. A minimum balance of $5 in the Primary Share account is required to establish Membership.
*APY = Annual Percentage Yield. Members ages 55+ may receive a 0.10% APY increase on new or renewal Certificates. This increase is added to the applicable standard Certificate rate in effect at the time of account opening or renewal. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency.
115-Month Certificate: APY = Annual Percentage Yield as of 11/1/26. To earn 4.30% APY on a 15-Month Certificate account, the account must open with a minimum balance of $1,000 and maintain opening balance for the full term. Early withdrawal penalties may apply and reduce earnings. Fees may reduce earnings. All rates are subject to change without notice. The rate contracted for all Certificates will remain in effect for the entire term of the Certificate. The 15-Month Certificate will be automatically renewed as a 12-Month Certificate at the prevailing rate and corresponding term upon maturity. Rate bumps do not apply to the 15-Month Certificate promotion. The Credit Union reserves the right not to renew certificates upon maturity.
2APY = Annual Percentage Yield as of October 1, 2026. To earn 4.00% APY on a 12-Month Certificate account, the account must open with a minimum balance of $1,000 and maintain opening balance for the full term. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all Certificates will remain in effect for the entire term of the Certificate. Certificates will be automatically renewed at the prevailing rate and corresponding term upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
3APY = Annual Percentage Yield as of October 1, 2026. To earn 3.50% APY on a 6-Month Certificate account, the account must open with a minimum balance of $1,000 and maintain opening balance for the full term. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all Certificates will remain in effect for the entire term of the Certificate. Certificates will be automatically renewed at the prevailing rate and corresponding term upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
4APY = Annual Percentage Yield as of September 18, 2026. Members can earn 3.00% APY on a 3-Month Emergency Fund Certificate account by opening with a minimum deposit of $100, and maintaining a balance of at least $100 for the full term to earn the APY. Additional deposits are allowed up to the maximum balance of $10,000. Member may make (1) one penalty-free principal withdrawal during the 3-month term. Penalties may be imposed for additional withdrawals. A Primary Share is required for the Member to open Certificate. Monthly dividends will be transferred to the Primary Share. If the balance is over $10,000 at maturity, the overage will be transferred to the Primary Share. Limit one Emergency Fund Certificate per Member. Fees may reduce earnings on the account. All rates are subject to change without notice. Additional certificate rate add-ons are not allowed. Other terms and conditions may apply. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
