Imagine if your savings worked smarter.
Designed for both short- and long-term savings, a Partners Certificate earns a higher interest rate than a Primary Savings account. Members can begin earning interest on their savings by selecting a Certificate term in which their money will be held while interest is earned.
Start saving for future home projects, school tuition, and other goals today. Check out our Certificate rates to select what best works for you.
3-Month Emergency Fund Certificate
When life happens, be ready! Save for a rainy day and earn 3.25% APY* on a 3-Month Emergency Fund Certificate account.
- Open with as little as $100
- Enjoy one penalty-free withdrawal
- Deposit until you reach $2,500
|
Minimum to Open
& Earn Dividends
|
Rate |
APY* |
|
Emergency Fund Certificate
$100
|
3.20%
|
3.25%
|
*APY = Annual Percentage Yield. To earn 3.25% APY on a 3-Month Emergency Fund Certificate account, Member must open with a minimum deposit of $100, and a balance of at least $100 must be maintained for the full term. Additional deposits are allowed up to the maximum balance of $2,500. Member may make (1) one penalty-free principal withdrawal during the 3-Month term. A Primary Share is required for the Member to open Certificate. Monthly dividends will be transferred to the Primary Share. If the balance is over $2,500 at maturity, the overage will be transferred to the Primary Share. Limit one Emergency Fund Certificate per Member. All rates are subject to change without notice. Additional certificate rate add-ons are not allowed. Other terms and conditions may apply. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
New! Limited-Time Certificate Specials
Choose from these standout Certificate specials to match your financial goals, and watch your savings grow.
| Certificate Specials |
Certificate Term |
Rate |
APY1,2,3 |
|
Minimum to open is $1,000.
|
15-Month
12-Month
6-Month
|
3.920%
3.780%
3.445%
|
4.00%
3.85%
3.50%
|
Federally Insured by NCUA
1APY = Annual Percentage Yield. To earn 4.00% APY on a 15-month Certificate account, the account must open with a minimum balance of $1,000 and maintain opening balance for the full term. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all Certificates will remain in effect for the entire term of the Certificate. 15-month Certificates will be automatically renewed as a 12-month Certificate at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
2APY = Annual Percentage Yield. To earn 3.85% APY on a 12-month Certificate account, the account must open with a minimum balance of $1,000 and maintain opening balance for the full term. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all Certificates will remain in effect for the entire term of the Certificate. Certificates will be automatically renewed at the prevailing rate and corresponding term upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
3APY = Annual Percentage Yield. To earn 3.50% APY on a 6-month Certificate account, the account must open with a minimum balance of $1,000 and maintain opening balance for the full term. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all Certificates will remain in effect for the entire term of the Certificate. Certificates will be automatically renewed at the prevailing rate and corresponding term upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
