Save today, thrive tomorrow.
Designed for both short- and long-term savings, a Partners Certificate earns a higher interest rate than a Primary Savings account. Members can begin earning interest on their savings by selecting a Certificate term in which their money will be held while interest is earned. If you’re a Gold, Platinum, or Platinum Elite Relationship Rewards Member, you may qualify for a higher Certificate interest rate.*
Start saving for future home projects, school tuition, and other goals today. Check out our Certificate rates to select what best works for you.
Log into Online or Mobile Banking, or schedule an appointment to open your account.
*Dividend increase applies to new or renewal certificates 24 months or greater. A Partners Checking Account is required to earn the additional certificate rate add-ons.
3-Month Emergency Fund Certificate
When life happens, be ready! Save for a rainy day and earn 3.25% APY1 on a 3-Month Emergency Fund Certificate account.
- Open with as little as $100
- Enjoy one penalty-free withdrawal
- Deposit until you reach $2,500
|
Minimum to Open
& Earn Dividends
|
Rate |
APY1 |
|
Emergency Fund Certificate
$100
|
3.20%
|
3.25%
|
1APY = Annual Percentage Yield. To earn 3.25% APY on a 3-Month Emergency Fund Certificate account, Member must open with a minimum deposit of $100, and a balance of at least $100 must be maintained for the full term. Additional deposits are allowed up to the maximum balance of $2,500. Member may make (1) one penalty-free principal withdrawal during the 3-Month term. A Primary Share is required for the Member to open Certificate. Monthly dividends will be transferred to the Primary Share. If the balance is over $2,500 at maturity, the overage will be transferred to the Primary Share. Limit one Emergency Fund Certificate per Member. All rates are subject to change without notice. Additional certificate rate add-ons are not allowed. Other terms and conditions may apply. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
12-Month Certificate
Start with just $1,000 and earn up to 3.85% APY² on a 12-month certificate.
|
Minimum to Open
& Earn Dividends
|
Rate |
APY2 |
|
Standard
$1,000
|
3.78%
|
3.85%
|
|
Mini-Jumbo Certificate
$50,000
|
3.78%
|
3.85%
|
|
Jumbo Certificate
$100,000
|
3.78%
|
3.85%
|
2APY = Annual Percentage Yield. To earn 3.85% APY on a 12-month Certificate account, must open with a minimum balance of $1,000 and maintain opening balance for the full term. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
12-Month Starter Certificate
Earn 3.85% APY3 on a 12-Month Starter Certificate account. With a minimum balance of $500 to open, it's the perfect start to saving and earning more.
|
Minimum to Open
& Earn Dividends
|
Rate |
APY3 |
|
Starter Certificate
$500
|
3.78%
|
3.85%
|
3APY = Annual Percentage Yield. To earn 3.85% APY on a 12-Month Starter Certificate account, Members must open with a minimum balance of $500 and maintain opening balance for the full term. May make unlimited deposits of at least $25 each. Once the certificate balance reaches $2,500, no additional deposits are allowed. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
