Savings for the future.
Designed for both short- and long-term savings, a Partners Certificate earns a higher interest rate than a Primary Savings account. Members can begin earning interest on their savings by selecting a Certificate term in which their money will be held while interest is earned. If you’re a Gold, Platinum, or Platinum Elite Relationship Rewards Member, you may qualify for a higher Certificate interest rate.1
Start saving for future home projects, school tuition, and other goals today. Check out our Certificate rates to select what best works for you.
Log into Online Banking or schedule an appointment to open your account.
1Dividend increase applies to new or renewal certificates 24 months or greater. A Partners Checking Account is required to earn the additional certificate rate add-ons.
Step up your savings with Partners! Earn up to 4.50% APY2 on a 12-month Starter certificate account. With a minimum balance of $500 to open, it's the perfect start to saving and earning more.
| Certificates | Term | Rate | APY2 |
|---|---|---|---|
|
Starter Certificate
Minimum to open & earn dividends: $500
|
12-Month
|
4.40%
|
4.50%
|
2APY = Annual Percentage Yield. To earn 4.50% APY on a 12-month Starter Certificate account, must open with a minimum balance of $500 and maintain balance for the full term. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
With three rate tiers to choose from, you can earn up to 4.70% APY3 on a 12-month certificate account.
| Certificates | Term | Rate | APY3 |
|---|---|---|---|
|
Standard
Minimum to open & earn dividends: $1,000
|
12-Month
|
4.40%
|
4.50%
|
|
Mini-Jumbo Certificate
Minimum to open & earn dividends: $50,000
|
12-Month
|
4.50%
|
4.60%
|
|
Jumbo Certificate
Minimum to open & earn dividends: $100,000
|
12-Month
|
4.59%
|
4.70%
|
3APY = Annual Percentage Yield. To earn 4.70% APY on a 12-month Certificate account, must open with a minimum balance of $100,000 and maintain balance for the full term. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
Relationship Rewards
Just for being a Member, you’re eligible for ATM reimbursements, loan discounts, and rate benefits with Relationship Rewards. Partners Checking Account is required.