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Certificates

Savings for the future.

Designed for both short- and long-term savings, a Partners Certificate earns a higher interest rate than a Primary Savings account. Members can begin earning interest on their savings by selecting a Certificate term in which their money will be held while interest is earned. If you’re a Gold, Platinum, or Platinum Elite Relationship Rewards Member, you’ll automatically qualify for a higher Certificate interest rate.1

Start saving for future home projects, school tuition, and other goals today. Check out our rates below to select what best works for you.

Log into Online Banking or schedule an appointment to open your account.


13-Month Certificate Special

Earn up to 2.55% APY2 on a Partners 13-month certificate account. When you choose Partners for your certificates, you’ll earn more than the national average.3

Rates effective as of . Call 800.948.6677 for current rate information.
 

Minimum to Open and Earn Dividends Rate APY2
Standard $1,000 2.42% 2.45%
Mini-Jumbo $50,000 2.47% 2.50%
Jumbo $100,000 2.52% 2.55%

18-Month Certificate Special

Earn up to 2.60% APY4 on a Partners 18-month certificate account. When you choose Partners for your certificates, you’ll earn more than the national average.5

Rates effective as of . Call 800.948.6677 for current rate information.
 

Minimum to Open and Earn Dividends Rate APY4
Standard $1,000 2.47% 2.50%
Mini-Jumbo $50,000 2.52% 2.55%
Jumbo $100,000 2.57% 2.60%










 
1Dividend increase applies to new or renewal certificates 24 months or greater. A Partners Checking Account is required to earn the additional certificate rate add-ons.
 
2APY = Annual Percentage Yield accurate as of 12/05/22. The 2.55% APY promotional rate is available for Jumbo Certificates with a minimum $100,000 to open and earn dividends. A Standard Certificate earns 2.45% APY with a minimum $1,000 to open and earn dividends. A Mini-Jumbo Certificate earns 2.50% APY with a minimum of $50,000 to open and earn dividends. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
 
3Based upon independent research conducted by Datatrac for 134842 financial institution locations by Datatrac.
 
4APY = Annual Percentage Yield accurate as of 12/05/22. The 2.60% APY promotional rate is available for Jumbo Certificates with a minimum $100,000 to open and earn dividends. A Standard Certificate earns 2.50% APY with a minimum $1,000 to open and earn dividends. A Mini-Jumbo Certificate earns 2.55% APY with a minimum of $50,000 to open and earn dividends. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
 
5Based upon independent research conducted by Datatrac for 134842 financial institution locations by Datatrac.
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