It's a savings world after all.
Designed for both short- and long-term savings, a Partners Certificate earns a higher interest rate than a Primary Savings account. Members can begin earning interest on their savings by selecting a Certificate term in which their money will be held while interest is earned. If you’re a Gold, Platinum, or Platinum Elite Relationship Rewards Member, you may qualify for a higher Certificate interest rate.*
Start saving for future home projects, school tuition, and other goals today. Check out our Certificate rates to select what best works for you.
Log into Online or Mobile Banking, or schedule an appointment to open your account.
*Dividend increase applies to new or renewal certificates 24 months or greater. A Partners Checking Account is required to earn the additional certificate rate add-ons.
6-Month Certificate
Earn 4.50% APY1 with a 6-Month Certificate account or choose from a variety of high-rate Certificate accounts with flexible terms.
|
Minimum to Open
& Earn Dividends
|
Rate |
APY1 |
|
Standard
$1,000
|
4.40%
|
4.50%
|
|
Mini-Jumbo Certificate
$50,000
|
4.40%
|
4.50%
|
|
Jumbo Certificate
$100,000
|
4.40%
|
4.50%
|
1APY = Annual Percentage Yield. To earn 4.50% APY on a 6-Month Certificate account, must open with a minimum balance of $1,000 and maintain opening balance for the full term. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
12-Month Starter Certificate
Earn 4.70% APY2 on a 12-Month Starter Certificate account. With a minimum balance of $500 to open, it's the perfect start to saving and earning more.
|
Minimum to Open
& Earn Dividends
|
Rate |
APY2 |
|
Starter Certificate
$500
|
4.59%
|
4.70%
|
2APY = Annual Percentage Yield. To earn 4.70% APY on a 12-Month Starter Certificate account, you must open with a minimum balance of $500 and maintain opening balance for the full term. May make unlimited deposits of at least $25 each. Once the certificate balance reaches $2,500, no additional deposits are allowed. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
12-Month Certificate
With a longer commitment and lasting gains, you can earn 4.70% APY3 on a 12-Month Certificate account.
|
Minimum to Open
& Earn Dividends
|
Rate |
APY3 |
|
Standard
$1,000
|
4.59%
|
4.70%
|
|
Mini-Jumbo Certificate
$50,000
|
4.59%
|
4.70%
|
|
Jumbo Certificate
$100,000
|
4.59%
|
4.70%
|
3APY = Annual Percentage Yield. To earn 4.70% APY on a 12-Month Certificate account, must open with a minimum balance of $1,000 and maintain opening balance for the full term. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
Lock in a longer term with a competitive rate and earn up to 4.40% APY4 on an 18-Month Certificate account.
Call us at 800.948.6677, visit a branch, or schedule an appointment to open your account.
|
Minimum to Open
& Earn Dividends
|
Rate |
APY4 |
|
Standard
$1,000
|
4.31%
|
4.40%
|
|
Mini-Jumbo Certificate
$50,000
|
4.31%
|
4.40%
|
|
Jumbo Certificate
$100,000
|
4.31%
|
4.40%
|
4APY = Annual Percentage Yield. To earn 4.40% APY on an 18-Month Certificate account, must open with a minimum balance of $1,000 and maintain opening balance for the full term. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. The 18-Month Certificate will roll into a 12-Month Certificate at maturity. The Senior Bump of 0.10% APY applies, but the Relationship Rewards rate increase on certificates does not apply to the 18-Month Certificate promotional rate. The 0.30% APY competitor rate match authority by Branch Managers does NOT apply to the 18-month CD promo. This offer is not available in online banking. Federally insured by the NCUA.
