Our checking account keeps it simple.
Enjoy everyday banking with a Partners Checking account* which includes exclusive complimentary debit cards, online and mobile banking, early pay with direct deposit,1 and access to over 30,000 ATMs nationwide.2 To add a Partners Checking account, log into Online or Mobile Banking, or schedule an appointment.
Cards with Character
With our collection of Visa® Debit Cards,3 you can choose your perfect companion wherever you go. Plus, your card is protected with Visa's Zero Liability Policy.4
Direct Deposit
- Get up to one day early access to your paycheck deposit1
- Reduce the risk of lost or stolen paper checks
- Set up transaction alerts when deposits are made in Online Banking
Online & Mobile Banking
- Account balances
- Open new accounts and loans
- Lock/unlock cards
- Mobile check deposit
- Account alerts
- Savings goals
- Paperless documents
- Zelle®
- Bill pay
- And more!
Frequently Asked Questions
- What information do I need to send a wire transfer?
- No matter who or where you are transferring funds to within the US, Partners can help ensure you are sending your money safely, quickly, and securely. Access the information you need to send a wire transfer here.
- No matter who or where you are transferring funds to within the US, Partners can help ensure you are sending your money safely, quickly, and securely. Access the information you need to send a wire transfer here.
- How can I access a surcharge-free ATM?
- Simply look for the Co-op logo or text 91989 for a location near you.
- Can I have a Partners Checking Account without incurring the monthly checking account fee?
- Yes! You only need to meet one of the following to avoid the checking account fee evaluated at the end of each month:
- Receive at least $500 in direct deposits
- Maintain an average checking balance of at least $500
- Be an active PRWM client
- Maintain a combined month-end balance of at least $5,000 across your Partners deposit (checking, savings, money market, IRAs, and certificates), loan, and PRWM accounts (PRWM balances are calculated within 3 calendar days of month end).
- Yes! You only need to meet one of the following to avoid the checking account fee evaluated at the end of each month:
*Checking Account Fee: The $6 monthly Checking Account fee will be waived if you receive at least $500 in direct deposits each month, or maintain an average monthly balance of at least $500 in your Checking Account, or are an active Partners Retirement and Wealth Management (PRWM) client, or maintain a combined month-end balance of at least $5,000 across deposit, loan, and PRWM accounts (PRWM balances are calculated within 3 calendar days of month end).
1Must be a Partners Member and have your payroll set up with direct deposit to a Partners Federal Credit Union account. Eligibility for the early pay program may vary and certain employers may not participate.
2Over 30,000 surcharge-free ATMs to access your money almost anywhere. Simply look for the Co-op logo or text 91989 for a location near you.
3The Sorcerer Mickey Visa debit card will be exclusively available via instant-issue at the Davenport branch beginning July 11, 2026, and at all Partners locations beginning September 8, 2026. A $5 fee may be applicable for all replacement debit cards.
4With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used. You must use care in protecting your card and you must notify us immediately of any unauthorized use.
Relationship Rewards
Your household's everyday banking relationship can bring you more benefits, including better rates, fee savings, and enhanced credit card rewards. See what's new and explore your benefits.