Get coverage from providers you can trust.
As a Partners Member, there are several exclusive loan protection and insurance benefits available to you. Whether you're buying a new home, driving away in your new car, or looking for benefits to protect your family, Partners has options for you.
Partners Loan Protection
Over 20,000 Members have taken advantage of Partners Loan Protection (PLP). Depending on the protection package that a Member selects, PLP cancels or defers an eligible loan balance up to the agreement maximum. This protection helps preserve a family's standard of living and offers relief from financial burdens for unexpected life events such as involuntary unemployment, loss of life, or a disabling illness or injury.
Eligible Loans
- Vehicle Loans
- Personal Loans
- Visa® Credit Cards
For more information on benefit packages, or to add or remove PLP at any time, contact us at 800.948.6677, visit a branch, or schedule an appointment.
Guaranteed Asset Protection (GAP)
With Guaranteed Asset Protection (GAP), you won’t get caught between what you owe and what your auto is worth. Most insurance policies only cover the value of your vehicle, minus any deductibles. That means you could owe thousands if your vehicle is totaled or stolen (and not recovered). It happens more often than you might think. So to protect you, Partners offers affordable GAP to help you avoid financial hardship by reducing or eliminating the added expense.
GAP Advantage – Get $1,000 towards your next vehicle’s principle if you return to Partners within 90 days and qualify for a new loan!*
Also included with GAP, Auto Deductible Reimbursement (ADR) pays up to $1,000 per loss towards a comprehensive or collision claim on your auto insurance policy.
*Partners financed Auto Loans only. Other restrictions may apply. See a Partners Representative for more details. GAP and deductible reimbursement benefits are available in Florida and California, but not all states. Please consult Partners for availability.
Major Mechanical Protection (MMP)
When your auto warranty runs out, Major Mechanical Protection (MMP) steps in. Few people budget for auto repairs that could cost thousands of dollars and add up in the long run. MMP protects you from the financial hardship of rising automotive repair costs. Additional coverage includes rental car, roadside assistance, key fob replacement, tire road hazard, and a full refund in the event of a total loss!
TruStage® Auto Insurance
TruStage™ Auto Insurance Program
Partners Federal Credit Union could help save you hundreds on Auto Insurance
If you haven't gotten an Auto Insurance quote lately, your credit union membership could help you save hundreds of dollars. Partners Federal Credit Union members may qualify for a discount on Auto Insurance through the TruStage™ Auto Insurance Program. You could save big, and it could be simple to switch carriers—without losing any money.
TruStage makes available a powerful mix of savings and popular, member-friendly benefits:
- Credit union members could save hundreds*
- Nationally recognized companies
- Friendly, 24/7 service—even on holidays
- Discounts for multiple vehicles, good driving and more**
- Mobile app for easy claims
It’s simple to get a free quote today. Don’t wait to see how much you could save.
A tradition of strength
TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2022 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.
*Savings validated by survey of participating new customers who switched to a Liberty Mutual policy between 10/2021 and 09/2022 with self-reported comparable coverage from their prior carrier. Savings may vary.
** Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Liberty Mutual Copyright 2023. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. © TruStage
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TruStage® Renters Insurance
You trust your credit union to offer products and services to help you succeed financially. That's why we've joined with a dedicated team of insurance professionals to bring you the Trustage Home Insurance program to help protect your apartment.
Working with carefully selected insurance partners the Trustage Home Insurance program offers discounted rates for credit union Members. They provide quality coverage for liability, personal possessions and, if needed, additional living expenses. You'll also get the convenience of online servicing and 24/7 claims service.
If you haven't compared renter's insurance lately, it's a great time to take a look. Your credit union Membership could result in some savings.
Get your free quote today or call 1.855.483.2149.
TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC, P.O. Box 61, Waverly, IA 50677-0061, and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state.
A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
© TruStage Insurance Agency
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TruStage® Life Insurance
We make TruStage Life Insurance policies available to credit union Members like you to help protect the people who matter most in their lives. Any policy amount can make a difference, so it makes sense to check rates and look into this important coverage.
TruStage Life Insurance offers rates designed to be affordable. They provide coverage that's simple to apply for and underwritten by CMFG Life Insurance Company.
Get your free quote today or call 1.855.483.2149.
TruStage® Life Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Product and features may vary and not be available in all states.
© TruStage Insurance Agency
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TruStage® Home Insurance
You trust your credit union to make products and services available to help you do more with what you have. That’s why we’ve joined with a dedicated team of insurance professionals to bring you the TruStage Home Insurance Program. Working with carefully selected insurance companies, these programs can provide discounted rates designed for Credit Union Members, online services, and 24/7 claims service.
If you haven’t compared auto or home insurance rates lately, it’s a great time to take a look. Your Credit Union Membership could result in some nice savings.
Get your free quote today or call 1.855.483.2149.
For California Members seeking new property coverage, please contact 1.855.483.2149 to get a quote.
TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
© TruStage Insurance Agency 2017
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Hospital Accident Plan (HAP)
If a covered accident results in hospitalization, you may receive benefits with this Hospital Accident Insurance Plan - underwritten by Zurich American Insurance Company.
- $1,800 a day Intensive Care Confinement (up to $12,600 a week - $657,000 max per 365 days)
- $900 a day Hospital Confinement (up to $6,300 a week - $328,500 max per 365 days)
- $450 a day Emergency Room Treatment
Cash Benefits to Spend as You Wish
All Benefits are paid directly to you, in addition to any other insurance you may have — all yours to spend any way you want.
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Accidental Death and Dismemberment Insurance (AD&D)
Partners Federal Credit Union wants to help protect your family and as an account holder age 18 or older, you are automatically:
- Eligible for $2,000.00* Accidental Death and Dismemberment (AD&D) Insurance Coverage paid for you by Partners Federal Credit Union
- Pre-Authorized for Additional Coverage up to $300,000.00*
- Guaranteed Acceptance
- No Medical Exams or Health Questions
This product may not be available to residents of all states. Benefits reduce by 50% at age 70 For California Residents: Insurance product offered by Affinion Benefits Insurance Services, Inc. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. Insurance provided by Federal Insurance Company. Chubb, P.O. Box 1600, Whitehouse Station, NJ 08889-1600.
American Home Shield - Home Warranty
A home warranty is a yearly protection plan for your home’s systems and appliances. We spend about two-thirds of our time in our homes, and over time, the systems and appliances we rely on most will inevitably break down—like your heating and AC system, refrigerator, water heater, and washer/dryer. But when you warranty, you can look on the bright side because your covered items are protected.
As a Partners Member, you can save up to $125* on your home warranty.
*Available to new American Home Shield members only; discount cannot be applied to previous purchases or combined with other offers. Not valid in conjunction with a real estate transactions or renewal. Discount only available for single-family home under 5,000 sq ft (includes condos and townhomes). Coverage may not be available in all areas.
All Things Auto
Looking for a new ride? Partners is your one-stop shop for all of your buying, financing, and insuring needs.