Supportive Resources

Here for what's next.

Wherever your journey takes you next, we want to remind you that Partners is here for you. Because once you become a Partners Member, you’re always part of our family. Whether you get married, move across the country, change careers, or retire, your Partners Membership moves with you providing comfort and continued access to your Partners benefits.

 

Financial Coaching

We know juggling finances can be challenging, but we're here to help. As a Partners Member, you have access to free one-on-one financial coaching to help you review your budget and build a stronger financial future. 
 

Retirement Savings Guidance

Whether retiring or embarking on a new career chapter, one of the most important decisions is how to manage your retirement savings. To help you navigate this transition, we offer personalized, complimentary guidance. 
 

ATM Access Anywhere

Available through the Co-op Network, Members have access to over 30,000 fee-free ATMs across the country. You’ll find the Co-op logo at most 7-Eleven’s, Costco’s, Publix, Wawa's, and other popular retailers. 
 

Hardship Assistance

If you’re experiencing financial hardship like unemployment, trouble paying bills, or just need help paying your loan this month, our hardship program may be able to help. 
 

Emergency Fund Certificate

When life happens, be ready! Save for a rainy day with a 3-Month Emergency Fund Certificate account. Open with as little as $100 and enjoy the peace of mind of one penalty-free withdrawal.1
 

Emergency Line of Credit

As a Partners Member, you can apply for a line of credit for quick cash in moments of need. With a 0% intro rate2 for 60 days on $500, we offer a better way to borrow funds. 
 




Partners Loan Protection

 This protection helps preserve a family's standard of living and offers relief from financial burdens for unexpected life events such as involuntary unemployment, loss of life, or a disabling illness or injury. 
 






















 1APY = Annual Percentage Yield. To earn 3.25% APY on a 3-Month Emergency Fund Certificate account, Member must open with a minimum deposit of $100, and a balance of at least $100 must be maintained for the full term. Additional deposits are allowed up to the maximum balance of $2,500. Member may make (1) one penalty-free principal withdrawal during the 3-Month term. A Primary Share is required for the Member to open Certificate. Monthly dividends will be transferred to the Primary Share. If the balance is over $2,500 at maturity, the overage will be transferred to the Primary Share. Limit one Emergency Fund Certificate per Member. All rates are subject to change without notice. Additional certificate rate add-ons are not allowed. Other terms and conditions may apply. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
 
2APR=Annual Percentage Rate. The 0% Introductory Rate is available for a period of 60 days, up to the limit on the Line of Credit. Interest will be charged at Standard APR to any outstanding balance on the 61st day after first draw if the balance is not paid in full at the expiration of the intro period. See Loan Agreement for details. Rates are subject to change. Some restrictions apply. Requires employment verification and is subject to other underwriting factors. Must be a Partners Members to apply. A one-time $5 Membership fee may apply.
 
 

 


 




Your Membership Matters

As a not-for-profit credit union, Partners reinvests earnings to provide better rates, lower fees, and enhanced financial tools. By choosing us, you’re partnering with a lifelong financial ally—and helping fellow Members thrive too.