Take your savings to new heights.
A Money Market account has more earning power than a traditional savings account, so your funds grow faster. Plus you keep everyday access to your savings for deposits and withdrawals. Your money works harder for you and stays within reach. You never know when you'll need it for your next adventure, right?
- Rates can increase as your savings increase
- Unlimited deposits and zero withdrawal penalties
- Up to six electronic transfers per month
- Minimum to open and earn dividends is $2,5001 on most accounts
Enhanced Money Market
Watch your money thrive with an Enhanced Money Market Account. With this special money market account, you can maximize your earnings with one of our best rates.
The Enhanced Money Market Account has a minimum deposit of $10,000 in new money to open and earn dividends, and account opening is not available in Partners Digital Banking.
Call us at 800.948.6677, visit a branch, or schedule an appointment to open your account.
Money Market Checking
A Partners Money Market Checking includes a debit card, making it the most convenient and flexible option.
- Visa® debit card with your choice of exclusive artwork
- Unlimited withdrawals for everyday spending
- Earn 0.10% APY1 on balances $2,500+
Down Payment Savings Money Market
Save for your dream home and secure your dream loan with Partners. Build your savings to unlock competitive rates and lender credits on your home loan.3
- Open with as little as $0
- Schedule automatic deposits to reach your savings goal
- Save for a minimum of six months
- Earn up to $1,500 in lender credits3
1APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. Withdrawal limits may apply. All rates are subject to change without notice.
2APY = Annual Percentage Yield as of July 1, 2026. To earn 3.10% APY on an Enhanced Money Market Account, Member must open with a minimum deposit of $10,000 in new money and maintain balance of $10,000. Minimum to earn dividends is $2,500. Balance between $2,500 and $9,999 will earn 1.00% APY. "New Money" is defined as funds not currently on deposit with Partners Federal Credit Union. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. Withdrawal limits may apply. All rates are subject to change without notice. Other terms and conditions may apply. Enhanced Money Market cannot be opened online. To open an Enhanced Money Market, schedule an appointment, visit a branch, or call us at 800.948.6677.
3Limited time offer. Must be open for a minimum of (6) six consecutive months and have a minimum average daily balance of $2,500 to earn up to $1,500 in lender credits on home purchases only, excluding all home equity loans. Tiered dividend rate and lender credits are based on the average daily balance of the Down Payment Savings Money Market Account. There is no expiration date on the lender credits earned. Only (1) one Down Payment Savings Money Market Account may be opened per qualified home mortgage. Account will close if balance is $0 or below for a period of (60) sixty days or more.
Calculate Your Savings
Compare our rates vs. National, California, or Florida, or plug in your own rates. You'll be amazed at how much more you can save and earn!