egg in nest

Money Markets

Give your nest egg room to grow.

A Money Market account has more earning power than a traditional savings account while giving you greater flexibility than a Certificate. Your savings can keep growing while staying accessible when life calls for your next adventure. Plus, enjoy unlimited deposits and no withdrawal penalties.
 

Money Market 

Grow your savings while keeping your money within reach with our standard Money Market Account. Enjoy rates that may increase as your savings grow. A minimum deposit of $2,500 is required to open the account and earn dividends.
 
 

Minimum Balance for APY1 Rate APY1
Money Market Savings
Minimum to open is $2,500
 
$2,500
$25,000
$50,000
$100,000
$250,000
$500,000 
 
0.747%
0.995%
1.243%
1.982%
2.080%
2.178%
 
0.75%
1.00%
1.25%
2.00%
2.10%
2.20%
 

Growth Money Market 

Give your savings the golden opportunity to grow. Plus, as a variable-rate account, rate and dividends may increase or decrease over time in response to market conditions.
 
With this special money market account, you can maximize your earnings with one of our best rates. To open the Growth Money Market Account and earn the enhanced dividend rate, you must deposit at least $10,000 in new money at account opening. New money must come from outside the Credit Union. A minimum balance of $10,000 must be maintained to earn promotional dividends.
 
 

Minimum Balance for APY2 Rate APY2
Growth Money
Market
$2,500 - $9,999.99
$10,000+
0.747%
3.300%
0.75%
3.35%
 

Enhanced Money Market

Watch your money thrive with an Enhanced Money Market Account. With this special money market account, you can maximize your earnings. 
 
To open an Enhanced Money Market Account and earn the enhanced dividend rate, you must deposit at least $10,000 in new money at account opening. New money must come from outside the Credit Union. Transfers from existing Partners accounts do not count toward the $10,000 requirement. Account opening is not available through Partners Digital Banking.
 
 
 

Minimum Balance for APY3 Rate APY3
Enhanced Money
Market
$2,500 - $9,999.99
$10,000+
0.747%
2.813%
0.75%
2.85%
Call us at 800.948.6677, visit a branch, or schedule an appointment to open your account.
 

Down Payment Savings Money Market 

Save for your dream home and secure your dream loan with Partners. Build your savings to unlock competitive rates and lender credits on your home loan.4 

  • Open with as little as $0
  • Schedule automatic deposits to reach your savings goal
  • Save for a minimum of six months 
  • Earn up to $1,500 in lender credits4

Minimum Balance for APY4
Rate APY4 Lender Credits5
$0
0.05%
0.05%
--
$2,500
0.747%
0.75%
$500
$25,000
0.995%
1.00%
$750
$50,000
1.243%
1.25%
$1,000
$100,000
1.982%
2.00%
$1,250
$250,000
2.080%
2.10%
$1,500
$500,000
2.178%
2.20%
$1,500
 
 
 











Membership is open to any cast member/employee of The Walt Disney Company or one of its subsidiaries, a retiree of The Walt Disney Company or one of its subsidiaries, or an immediate family member or roommate of one of the aforementioned. A minimum balance of $5 in the Primary Share account is required to establish Membership. 

1APY = Annual Percentage Yield as of October 1, 2026. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. All rates are subject to change without notice.
 
2APY = Annual Percentage Yield as of 10/23/26. To earn the introductory rate of 3.35% APY Member must open with a minimum deposit of $10,000 in new money and maintain a balance of $10,000. "New Money" is defined as funds not currently on deposit with Partners Federal Credit Union. A minimum balance of $10,000 is required to earn the introductory APY. A minimum balance of $2,500 is required to earn dividends. Balances of $2,500 to $9,999.99 earn 0.75% APY. The Growth Money Market account is available for the first six months following account opening. On the first day of the seventh month, the account will automatically convert to a Partners Enhanced Money Market account, and the applicable rates, terms, conditions, and fees will apply. Rates are variable and may change after account opening. Fees may reduce earnings. Other terms and conditions may apply. A minimum balance of $5 in the Primary Share account is required to establish Membership. Membership is open to any cast member/employee of The Walt Disney Company or one of its subsidiaries, a retiree of The Walt Disney Company or one of its subsidiaries, or an immediate family member or roommate of one of the aforementioned.
 
3APY = Annual Percentage Yield as of 10/1/2026. To earn 2.85% APY on an Enhanced Money Market Account, Member must open with a minimum deposit of $10,000 in new money and maintain balance of $10,000. Minimum to earn dividends is $2,500. Balance between $2,500 and $9,999.99 will earn 0.75% APY. "New Money" is defined as funds not currently on deposit with Partners Federal Credit Union. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. Withdrawal limits may apply. All rates are subject to change without notice. Other terms and conditions may apply. Enhanced Money Market cannot be opened online. To open an Enhanced Money Market, schedule an appointment, visit a branch, or call us at 800.948.6677. 
 
4APY = Annual Percentage Yield as of October 1, 2026. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Minimum to earn dividends is $2,500. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. Withdrawal limits may apply. All rates are subject to change without notice. Other terms and conditions may apply.
 
5Limited time offer. Must be open for a minimum of (6) six consecutive months and have a minimum average daily balance of $2,500 to earn up to $1,500 in lender credits on home purchases only, excluding all home equity loans. Tiered dividend rate and lender credits are based on the average daily balance of the Down Payment Savings Money Market Account. There is no expiration date on the lender credits earned. Only (1) one Down Payment Savings Money Market Account may be opened per qualified home mortgage. Account will close if balance is $0 or below for a period of (60) sixty days or more. 
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