Make your home work for you.
Unlock the power of your home. Partners offers options to determine the home equity loan that's right for you. Get ongoing access to a revolving line of credit while only using what you need and paying for what you borrow, or finance whatever you need with a lump sum, fixed rate, and monthly payments.
Home Equity Line of Credit (HELOC)
For a limited time, take advantage of a 4.99% Intro APR* on draws through January 31, 2027 on a new Home Equity Line of Credit (HELOC). Then, your rate becomes variable based on index plus margin, currently as low as 6.50% APR.
Whether you're planning a home renovation, funding education, or embarking on a dream vacation, a HELOC offers a flexible and cost-effective solution. You’ll have flexible access to funds, borrowing only what you need and paying interest only on what you use.
Whether you're planning a home renovation, funding education, or embarking on a dream vacation, a HELOC offers a flexible and cost-effective solution. You’ll have flexible access to funds, borrowing only what you need and paying interest only on what you use.
Enjoy the peace of mind that comes with access to:
- A flexible equity credit line
- No transfer or transaction fees
- Your interest may be tax-deductible, consult your tax advisor
Need assistance with HELOC payments due to financial hardship? Learn more about HELOC servicing.
Home Equity Loan (HELOAN)
With a Partners Home Equity option, you can choose a lump sum loan using your house as collateral to receive the funds you’re looking for, and at a great low rate.
- Fixed rate
- Monthly payments
- Your interest may be tax deductible, consult your tax advisor
*APR = Annual Percentage Rate as of 11/1/25. The 4.99% Introductory APR is available for new Partners HELOC applications between November 1, 2025 and December 31, 2025 that fund by January 31, 2026. A minimum draw amount of $15,000 is required at time of funding. The 4.99% Introductory APR will apply to all draws taken between date of funding and January 31, 2027. After January 31, 2027, all remaining balances from draws made during the promotional period will automatically convert to the variable APR per the terms of the HELOC agreement. The variable APR is based on WSJ Prime rate plus margin and will vary with Prime. Sample current APR of 6.50% as of November 1, 2025, based on a minimum credit score of 720 and a maximum 80% loan-to-value ratio. Making only the minimum payment on your HELOC may result in a balloon payment due at the end of the term. Your APR will not exceed 18.00% or go below 4.00% at any time during the term of your account. The current variable rate is subject to change after account opening. Additional fees may apply. Credit and collateral are subject to approval and terms and conditions apply. See Loan Agreement for details. Homeowner’s property insurance is required. Flood insurance may be required. Non-owner-occupied properties are not eligible. Programs, rates, terms, and conditions are subject to change without notice. © 2025 Partners
Home equity loans are in available in California and Florida only. Credit and collateral are subject to approval and terms and conditions apply. See Loan Agreement for details. Homeowner’s property insurance is required. Flood insurance may be required. Non-owner occupied properties are not eligible. Programs, rates, terms and conditions are subject to change without notice.
Calculate Your Savings
Compare our rates vs. National, California, or Florida, or plug in your own rates. You'll be amazed at how much more you can save and earn!