Woman holding a mug

Personal Loans

Simplify your finances.

True luxury is having the time, wellness, and peace of mind to focus on what matters most. A personal loan or line of credit can help streamline your finances, making life simpler. Use it to consolidate high-interest loans or credit card balances, potentially lowering your payments and saving on interest. If you’re debt-free, personal loans are an excellent choice for managing expenses like medical or dental needs or for larger purchases, such as home repairs or appliances.
 
Apply for a personal loan online, schedule an appointment, or call 800.948.6677.



Get a fixed, low rate with the same predictable monthly payment throughout the life of the loan, so no surprises! Partners Personal Loans are unsecured, which means you don’t have to put up any collateral – just your good credit and stable employment.

  • Fixed rate
  • Fixed payments
  • No annual fee
  • No pre-payment Fees
  • Same Day Funding Available1 
Questions? Schedule an appointment with a Partners Representative today.

Whether you’re beginning your family building journey or need assistance with childcare costs, access cash with an affordable alternative to high-interest credit cards.

  • Loans up to $50,0002
  • Same day funding available
  • Affordable fixed-rate and predictable monthly payments
  • No annual fees or pre-payment penalty
  • No collateral required

Apply anytime online and select 'Family Building'. Questions? Schedule an appointment to learn more.

 

Apply for a Family Building Loan

 
A line of credit gives you access to funds when you need it because it’s a revolving loan that lets you borrow up to your established line limit, and as you pay it down, becomes available again! This flexibility helps you with unexpected life expenses.

  • No Application Fee
  • No Pre-Payment Penalty
  • Easy Access and Convenience
Questions? Schedule an appointment with a Partners Representative today.

If you need help with building or rebuilding your credit history, a Share Secured Loan from Partners could help get you on track. This loan is secured by your savings account, so as you make your payments on time, you could help increase your credit profile with major credit reporting agencies. 

  • No Application Fee
  • No Pre-Payment Penalty
  • Easy Access and Convenience
Questions? Schedule an appointment with a Partners Representative today.
As a Partners Member, you can apply for a line of credit to be prepared with access to immediate cash in moments of need. We understand that unexpected expenses happen, and we offer our Members a better way to borrow funds in case of emergencies.

  • $500 unsecured line of credit
  • 60-day 0% Intro Rate2
  • Must be a Partners Member to apply3
To open an Emergency Line of Credit, call us at 800.948.6677, visit a branch, or schedule an appointment with a Partners Representative today. Not available online.





*APR = Annual Percentage Rate.
 
1Based on credit and employment verification. 

2Family Building Loans are subject to credit approval. Loan amounts range from $500 to $50,000. Fixed interest rates and payment amounts will vary based on creditworthiness, loan amount, and loan term. Not all applicants will qualify for the lowest rate. Terms and conditions are subject to change without notice. Funds must be used for eligible family‑building or childcare‑related expenses. Additional documentation may be required. Final loan terms will be provided in your Loan Agreement. ©2026 Partners
 
3APR=Annual Percentage Rate. The 0% Introductory Rate is available for a period of 60 days, up to the limit on the Line of Credit. Interest will be charged at Standard APR to any outstanding balance on the 61st day after first draw if the balance is not paid in full at the expiration of the intro period. See Loan Agreement for details. Rates are subject to change. Some restrictions apply. Requires employment verification and is subject to other underwriting factors. Online applications not available.

4For Partners Membership eligibility details, click here.
Partners Wellbeing

Partners Wellbeing


Sign up for a free Partners Wellbeing account to access resources to help answer your financial questions. Partners Membership not required.

  • Available in English, Spanish, French, and Creole
  • An innovative and engaging source for financial education
  • Dynamic and interactive tools, courses, and articles
  • Get a free analysis of your money personality