Road in between mountains and water

Auto Loan Refinancing

Drive down your payment.

Start the new year with more breathing room by refinancing your auto loan with us. Let us help you lower your monthly payments and enjoy no payments for up to 90 days,1 so you can reset your finances and start 2026 with confidence.
 
 
 
 
See how much you can save by calling 800.948.6677, visiting a branch, or applying today.

car driving on road

Reasons to Refinance

Discover options designed to help you save on your auto loan.
 
  • Lower your interest rate
  • Reduce your monthly payments
  • Enjoy up to 90 days payment-free1
  • Take advantage of the option to skip future payments2
 

Couple driving in car

Customize Your Loan

Customize your loan with flexible financing options to fit your budget.
 
  • Finance up to 130% of the car’s value3
  • Choose weekly,4 bi-weekly, or monthly payments
  • Get 0.25% APR5 clean air discount
 

Piggy bank
 

Turn Savings into Possibilities

Meet with a Partners financial coach to make the most of your payment savings.
 
  • Pay down high-interest debt
  • Build your emergency savings 
  • Plan for future big purchases
  • Set and achieve new financial goals
 

vehicle toy on top of table

Loan Protections & Insurance

Explore affordable vehicle and loan protection plans.
 
  • Guaranteed Asset Protection
  • Major Mechanical Protection
  • Partners Loan Protection 
  • TruStage® Auto Insurance 
 
 


































*APR = Annual Percentage Rate.
 
 1Payment deferment is subject to credit approval. Interest will continue to accrue during the deferment period and will be due once payments begin. Offer is not available for existing Partners auto loans.  
 
2Skip up to two payments per year. Some restrictions apply. See a Partners representative for details.  
 
3Based on creditworthiness. Financing not to exceed 130% of the Loan to Value (LTV).  Value is based on Manufacturer's Suggested Retail Price on new vehicles, Kelly Blue Book Suggested Retail Value on used vehicles, tax, license, documentation fees, Guaranteed Asset Protection (GAP), and extended warranty/Major Mechanical Protection (MMP) if applicable.
 
4Limitations and restrictions apply. On approved credit only. We reserve the right to extend the term of the loan in order to lower payments. Member may not be able to alter the payment schedule after the loan is originated. See loan agreement for payment details.
 
5APR = Annual Percentage Rate. To qualify for the clean-air vehicle 0.25% APR discount, vehicles must either be fully electric or hybrid. Flex-fuel vehicles not eligible. Please ask a representative for more details. 











3 Ways to Save

With Partners, you’ll not only get a low interest rate, but you can also customize your loan your way. Purchase, refinance, or use your vehicle's equity to access cash.