car driving down road in desert

Auto Loan Refinancing

Drive down your payment.

Feeling the pinch of your current car payment? Refinancing with Partners can put money back in your pocket faster than you think. Lower your monthly payment, free up cash for what matters most, and even enjoy up to 90 days with no payments.1
 
 
 
 
See how much you can save by calling 800.948.6677, visiting a branch, or applying today.

car driving on road

Why Refinance?

When your loan fits your life, everything feels easier.
 
  • Lower your monthly payment
  • Pay less in interest over time
  • Explore the option to skip select payments2
 
 
 
 

Couple driving in car

Make Your Loan Your Own

Your auto loan should work for you, not the other way around.
 
  • Finance more with up to 130% of the car’s value3
  • Match your payment to your schedule: weekly,4 bi-weekly, or monthly
  • Save 0.25% APR5 with our clean air discount
 

vehicle toy on top of table

Protect What You Love

Customize your coverage with significant savings compared to dealership offers. 
 
  • Partners Loan Protection
  • Guaranteed Asset Protection
  • Major Mechanical Protection
  • Auto Insurance Options
 
 
 

Piggy bank
 

Turn Savings into Possibilities

Meet with a Partners financial coach to make the most of your payment savings.
 
  • Pay down high-interest debt
  • Build your emergency savings 
  • Plan for future big purchases
  • Set and achieve new financial goals
 


































1Payment deferment is subject to credit approval. Interest will continue to accrue during the deferment period and will be due once payments begin. Offer is not available for existing Partners auto loans.  
 
2Skip up to two payments per year. Some restrictions apply. See a Partners representative for details.  
 
3Based on creditworthiness. Financing not to exceed 130% of the Loan to Value (LTV).  Value is based on Manufacturer's Suggested Retail Price on new vehicles, Kelly Blue Book Suggested Retail Value on used vehicles, tax, license, documentation fees, Guaranteed Asset Protection (GAP), and extended warranty/Major Mechanical Protection (MMP) if applicable.
 
4Limitations and restrictions apply. On approved credit only. We reserve the right to extend the term of the loan in order to lower payments. Member may not be able to alter the payment schedule after the loan is originated. See loan agreement for payment details.
 
5APR = Annual Percentage Rate. To qualify for the clean-air vehicle 0.25% APR discount, vehicles must either be fully electric or hybrid. Flex-fuel vehicles not eligible. Please ask a representative for more details. 











3 Ways to Save

With Partners, you’ll not only get a low interest rate, but you can also customize your loan your way. Purchase, refinance, or use your vehicle's equity to access cash.