

Partners Upcoming Visit!
April 16, 2026
Ask the Experts: Your Path to Homeownership Lunch and Learn
Join Partners home mortgage advisors Vanessa Ponte and Marvin Sanchez,
and industry professionals in title, escrow, and more.
Brooklyn Video Conference Room | 12 – 1 p.m.
Register TodayRetirement Advisor Sessions
Reserve your 1:1 session with Partners Retirementand Wealth Management Advisor Chris Ellis.
1:1 Sessions: East Side 2 | 9:30 a.m. – 12:30 p.m.
Drop-ins: East Side 2 | 1:00 p.m. – 2:00 p.m.
Invest in Your Future
Home Mortgage
Concierge Auto Buying
High Yield Savings
Partners Difference
Financial Wellbeing
4.99% interest rate and 5.75% APR* – 5/1 Adjustable Rate Mortgage
For a limited time, enjoy a 4.99% interest rate and 5.75% APR* with a 5/1 Adjustable Rate Mortgage. A lower initial rate can help make homeownership more attainable today. With a 5/1 ARM, you could:
- Start with a lower interest rate
- Benefit from more affordable monthly payments
- Increase your home buying power in today’s market
- Move closer to owning your dream home sooner
NMLS #442122
IMPORTANT NOTICES: *APR = Annual Percentage Rate as of March 16. 2026. Rates are subject to change without notice. Your rate and terms will depend on factors including credit profile, loan-to-value (LTV), loan amount, occupancy, property type, income, and overall financial obligations. All loans are subject to credit approval.
5/1 ARM Disclosures: Available for properties located in CA, CT, FL, HI, NJ, NY, and PA. The interest rate is fixed for the first five (5) years. After that, the rate will adjust annually based on the Constant Maturity Treasury (CMT) index plus a margin (fully indexed rate), rounded to the nearest 1/8 of one percent. As a result, the interest rate, APR, and monthly payment may
increase after the initial fixed period.
The advertised rate and APR assumes: Purchase of a single-family primary residence in California, a minimum credit score of 780, and a maximum 75% loan-to-value. Private Mortgage Insurance (PMI) is required for loans with less than 20% down and will increase the
APR and monthly payment.
Example for informational purposes only: Based on a $450,000 loan amount and $600,000 purchase price at a 4.990% initial interest rate and 5.752% APR, the estimated principal and interest payment is approximately $2,414 per month during the first 60 months. Taxes, insurance, and HOA dues (if applicable) are not included; actual payment will be higher. Payments may increase after the fixed-rate period.
- Lower your rate
- Reduce your monthly payment
- Tap into your vehicle's value
- Enjoy up to 90-days payment free1
Save for your dream home and secure your dream loan with Partners. Build your savings to unlock competitive rates and lender credits on your home loan.³
- Open with as little as $0
- Schedule automatic deposits to reach your savings goal
- Save for a minimum of six months
- Earn up to $1,500 in lender credits³
Partners Home Rewards
Unlock exclusive savings with Partners Home Rewards powered by HomeAdvantage®. Earn 1% of your home’s purchase price back at closing¹ and enjoy a low 1.99% listing fee² when selling. Work with top-tier agents, explore MLS listings, and save thousands on your next move.
1 To receive 1% of purchase price back at closing, Members must purchase a home in CA, CT, FL, HI, NJ, NY, or PA using a Partners Home Rewards real estate agent and finance the mortgage through Partners Federal Credit Union. The 1% credit will be applied toward closing costs on the Credit Settlement Statement and will not be issued as cash to the borrower.
2 To qualify for the 1.99% listing fee, Members must use a Partners Home Rewards real estate agent when selling their home in the United States.


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