Your financial Partners for life.
Since 1960, Partners Federal Credit Union has been the trusted financial partner of The Walt Disney Company, delivering expert guidance, innovative solutions, and a commitment to long-term Member success. As a not-for-profit credit union, we reinvest earnings to offer competitive rates, lower fees, and enhanced financial wellbeing.
Everyday Banking
Partners Checking accounts offer exclusive debit card designs, early access to your paycheck,* convenient online and mobile banking, and over 30,000 ATM's nationwide.
Financial Education
We offer a wide range of free financial education tools and resources to suit your needs, helping you shape your future and legacy.
Invest in Your Future
Whether you're starting out or fine-tuning your strategy, our wealth management solutions help you grow and protect your wealth with confidence.
Home Mortgage
Purchase or refinance your happiest place on earth with Partners you know and trust. We offer a full range of loan options to help you move in or restore your home.
Partners Savings Planner
Start saving for what you need or want—emergencies, taxes, a car, or a vacation. Set scheduled transfers with our Savings Planner to reach your goals faster.
Supportive Resources
Wherever life takes you, your Partners Membership moves with you. From big milestones to everyday moments, we’re here with the support and benefits you can always count on.
Early Pay
Direct deposit is a fast and secure way to get paid with an automatic electronic deposit of your paycheck sent by your employer directly to your account.
- Get up to one day early access to your paycheck deposit*
- Reduce the risk of lost or stolen paper checks
- Set up transaction alerts when deposits are made in Online Banking
*Must be a Partners Member and have your payroll set up with direct deposit to a Partners Federal Credit Union account. Eligibility for the early pay program may vary and certain employers may not participate.
30-Year Fixed Mortgage: 5.99% Rate | 6.05% APR1
Finance your happiest place on earth with Partners you know and trust. For a limited time, secure a 5.99% interest rate with a 6.05% APR1 on a 30-year fixed-rate mortgage loan.
Ready to get started? Take the first step towards owning your future.
A one-time $5 Membership fee may apply for new Members.
NMLS #442122
IMPORTANT NOTICES: 1APR = Annual Percentage Rate. Rates are subject to change without notice. The rate you may qualify for is based on a variety of factors. In addition to property type, credit history, and loan-to-value, other factors may include loan purpose, loan amount, occupancy, lien(s), income, and other financial obligations.
Interest Rate: The advertised 5.99% interest rate and 6.052% APR applies only to a 30-year fixed-rate purchase money mortgage for a single-family primary residence and is based on current market conditions. This Offer excludes loans for investment, vacation, second homes, cash outs and refinances. Other mortgage loan products may also be available at the advertised 5.99% interest rate, but APR will vary across products.
The advertised rate assumes the following: The purchase of a single-family primary residence in CA, FL, and HI, a minimum credit score of 740+, individual qualifications and creditworthiness, credit history, and maximum 75% loan-to-value. Product offers, rates, terms, and other information provided herein are subject to change without notice. Mortgage interest rates are subject to change at any time and without notice based on market fluctuations. The rate and term offered to members may differ from the rates reflected herein based on the credit history, final loan-to-value, and mortgage loan program.
Example and for informational purposes only: The following is based on a loan amount of $450,000 with an estimated property value of $600,000 at a 5.99% interest rate and an Annual Percentage Rate (APR) of 6.052%. Based on current market conditions, the monthly payment schedule would be 360 payments of $2,695.08. If an escrow account is required or requested, the actual monthly payment will increase to include amounts for real estate taxes and homeowner’s insurance premiums. Disclaimer: Certain restrictions and limitations apply. All loans are subject to credit approval. ®2025 Partners
Enhanced Money Market Account
Watch your money thrive with an Enhanced Money Market Account! With this limited time offer, you can enjoy the benefits of growing your wealth with confidence.
- Earn 3.50% APY2
- Minimum deposit of $50,000 in new money to open and earn dividends
- Flexible access to your funds
- Not available online
Call us at 800.948.6677, visit a branch, or schedule an appointment to open your account.
A one-time $5 Membership fee may apply for new Members.
2APY = Annual Percentage Yield as of 9/1/25. To earn 3.50% APY on an Enhanced Money Market Account, Member must open with a minimum deposit of $50,000 in new money and maintain balance of $10,000. Balance between $2,500 and $9,999 will earn 1.05% APY. Minimum to earn dividends is $2,500. Minimum to earn dividends is $2,500. "New Money" is defined as funds not currently on deposit with Partners Federal Credit Union. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Fees and other conditions may reduce earnings on the account. Rate may change after the account is opened. Withdrawal limits may apply. All rates are subject to change without notice. Other terms and conditions may apply. Enhanced Money Market cannot be opened online. To open an Enhanced Money Market, schedule an appointment, visit a branch, or call us at 800.948.6677.
Earn 3.85% APY3 on a 12-Month Certificate
A year of growth, locked in. Earn 3.85% APY3 on a 12-month certificate. Open and grow your savings with as little as $1,000.
Emergency Line of Credit
As a Partners Member, you can apply for a line of credit to be prepared with access to immediate cash in moments of need. We understand that unexpected expenses happen, and we offer our Members a better way to borrow funds in case of emergencies.
- $500 unsecured line of credit
- 60-day 0% Intro Rate4
- Must be a Partners Member to apply5
To open an Emergency Line of Credit, call us at 800.948.6677, visit a branch, or schedule an appointment with a Partners Representative today. Not available online.
4APR=Annual Percentage Rate. The 0% Introductory Rate is available for a period of 60 days, up to the limit on the Line of Credit. Interest will be charged at Standard APR to any outstanding balance on the 61st day after first draw if the balance is not paid in full at the expiration of the intro period. See Loan Agreement for details. Rates are subject to change. Some restrictions apply. Requires employment verification and is subject to other underwriting factors. Online applications not available.
5A one-time $5 Membership fee may apply. For eligibility details, click here.
Emergency Fund Certificate
When life happens, be ready! Save for a rainy day and earn 3.25% APY6 on a 3-Month Emergency Fund Certificate account.
- Open with as little as $100
- Enjoy one penalty-free withdrawal
- Deposit until you reach $2,500
6APY = Annual Percentage Yield. To earn 3.25% APY on a 3-Month Emergency Fund Certificate account, Member must open with a minimum deposit of $100, and a balance of at least $100 must be maintained for the full term. Additional deposits are allowed up to the maximum balance of $2,500. Member may make (1) one penalty-free principal withdrawal during the 3-Month term. A Primary Share is required for the Member to open Certificate. Monthly dividends will be transferred to the Primary Share. If the balance is over $2,500 at maturity, the overage will be transferred to the Primary Share. Limit one Emergency Fund Certificate per Member. All rates are subject to change without notice. Additional certificate rate add-ons are not allowed. Other terms and conditions may apply. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
Family Building Loan
Grow your family with a Partners Family Building Loan. Access cash for family planning or childcare expenses with a lower fixed rate and manageable monthly payments,7 an affordable alternative to high-interest credit cards.
- Loans from $500 – $50,000
- No collateral required
- Fixed-rate and variable payment options
- No annual fees or pre-payment penalty
Select 'Family Building' when applying for a personal loan or line of credit online. Questions? Schedule an appointment with a Partners Representative today.
7APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change. Membership is required to apply and is open to any cast member/employee of The Walt Disney Company or one of its subsidiaries, a retiree of The Walt Disney Company or one of its subsidiaries, an immediate family member or roommate of one of the aforementioned. A one-time $5 Membership fee may apply. ©2025 Partners
1:1 Financial Counseling
Take the first step toward greater financial confidence with personalized guidance from one of our Certified Financial Counselors. Together, we'll review your whole budget scenario and build the skills needed to help tackle your unique financial goals. Sometimes you just need to speak to someone to get started, and we’re here to help.
- Understand fundamental financial principles
- Learn money management skills
- Create a plan to manage and reduce debt
- Gain insights into your credit score and how to improve it
To schedule an in-person counseling session, email MemberEducation@partnersfcu.org. Virtual counseling sessions are also available by appointment.
Visa® Platinum Rewards Credit Card - Earn Double and Triple Points
Make purchases more rewarding with a Partners Visa Platinum Rewards credit card. From everyday essentials to unforgettable experiences, your card earns points that can be redeemed for statement credits, gift cards, travel, event tickets, and more!
From September 1 to November 30, 2025, enjoy:
- 3x points on travel (airfare, hotels, car rentals, cruise lines, travel agencies, and more)7
- 2x points on gas, groceries, dining, and rideshare7
- 1x points on all other purchases7
Whether you're exploring new destinations, enjoying a night out, or catching your next ride, you will have elevated earning power with hundreds of redemption options.
7Promotion period is September 1, 2025 - November 30, 2025. Members who use their Partners Visa® Platinum Rewards credit card during the promotional period to make eligible purchases will earn: two (2) rewards points for every dollar spent on gas (gas stations and automatic fuel delivery), grocery stores, ride share (taxi/limo), and dining (restaurants and fast food) and three (3) rewards points for every dollar spent on travel (airlines, car rental, hotels, travel agencies, and cruise lines). Each purchase on a Partners Visa® Platinum Rewards credit card is assigned by the credit card network to a merchant category based on the merchant category code. We will calculate reward points earned based on the total amount spent in each merchant category, less any returns posted during the billing cycle, even if the original purchase date for the return was in an earlier billing cycle. Not all transactions are eligible to earn rewards, such as Cash Advances, Balance Transfers, and Convenience Checks. To earn rewards points, your credit card account must remain open, in good standing, and not become delinquent. Allow up to two (2) billing cycles for rewards points to post to your credit card account. All credit card purchases are subject to credit approval. A one-time $5 Membership fee may apply to new