Privacy Policy

What Does Partners Do With Your Personal Information?

Rev. Date 10/2019

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and income
  • Account balance and payment history
  • Credit history and employment information
How? All financial companies need to share Members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Members' personal information, the reasons Partners Federal Credit Union chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Partners Federal Credit Union Share? Can You Limit This Sharing?
For our everyday business purposes–
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes–
to offer our products and services to you		 Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes–
information about your transactions and experiences		 No We Do Not Share
For our affiliates' everyday business purposes–
information about your creditworthiness		 No We Do Not Share
For our affiliates to market to you No We Do Not Share
To Limit Our Sharing
To exercise your choices do (one of) the following: (1) Call this toll-free number 800.948.6677. (2) Reply electronically by contacting us through Partners Online Banking. After logging in, click the Messages button; select Compose New; in the subject line type Opt-out of Affiliated and 3rd Party Information Sharing; click the Send button to launch the message.
Questions
Call toll-free 800.948.6677
Who We Are
Who is providing this notice? Partners Federal Credit Union
What We Do
How does Partners Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Website session cookies verify who you are when using Partners online banking service. They are used for authentication only.
How does Partners Federal Credit Union collect my personal information? We collect your personal information, for example when you
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes
  • information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on the account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Partners Federal Credit Union has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Non-affiliates we share with can include companies that help us process transactions you request and credit reporting agencies
Joint marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partner(s) include insurance companies, securities broker-dealers and consumer reporting agencies.
Other Important Information
Notice to California Residents: We will provide a separate short form notice describing the rights of California residents to opt-out under California law. We will only share information as required or permitted by law.