Save thousands on your next move.
Make the most of your home buying and selling journey with Partners Home Rewards powered by HomeAdvantage™. As a Partners Member, you’ll receive 1% of your home purchase price back at closing1 and enjoy a low 1.99% listing fee2 when selling your home.
Connect with a highly trained real estate agent, who meets our elevated servicing standards, ensuring expert guidance every step of the way. You can search MLS listings, explore neighborhoods, and unlock exclusive cost-saving benefits when you work with a Partners Home Rewards agent.
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With flexible down payment options and your choice of fixed or adjustable rates, we make homeownership possible.
2. Get Connected
We'll introduce you to a trusted, local real estate agent who knows your market and puts your priorities first.
3. Buy or Sell
Partner with your agent to buy your dream home, sell your current one—or do both to maximize your rewards!
4. Get Rewarded
Your Partners Home Rewards benefits activate at closing—earn 1% back on your home purchase and enjoy a reduced listing fee when you sell.
How do I get approved for a Home Loan?
Purchase or refinance your happiest place on earth with Partners you know and trust. We offer a full range of loan options to help you move in or restore your home. For a limited time, secure a 5.65% interest rate with a 5.69% APR* on a 30-year fixed-rate mortgage loan.
- Low or no down payment programs1
- Fixed and adjustable rates
- FHA and VA loans2
- Conventional and jumbo loan financing
- Condo and investment home options
(Opens in a new WindFor mortgages in CA, FL, and HI, you may start your online application below. For all other states and FHA & VA options, schedule an appointment or contact us directly to get started.
NMLS #442122
IMPORTANT NOTICES: *APR = Annual Percentage Rate. Rates are subject to change without notice. The rate you may qualify for is based on a variety of factors. In addition to property type, credit history, and loan-to-value, other factors may include loan purpose, loan amount, occupancy, lien(s), income, and other financial obligations.
Interest Rate: The advertised 5.650% interest rate and 5.691% APR applies only to a 30-year fixed-rate purchase money mortgage for a single-family primary residence and is based on current market conditions. This Offer excludes loans for investment, vacation, second homes, cash outs and refinances. Other mortgage loan products may also be available at the advertised 5.650% interest rate, but APR will vary across products.
The advertised rate assumes the following: The purchase of a single-family primary residence in CA, FL, and HI, a minimum credit score of 740+, individual qualifications and creditworthiness, credit history, and maximum 75% loan-to-value. Product offers, rates, terms, and other information provided herein are subject to change without notice. Mortgage interest rates are subject to change at any time and without notice based on market fluctuations. The rate and term offered to members may differ from the rates reflected herein based on the credit history, final loan-to-value, and mortgage loan program.
Example and for informational purposes only: The following is based on a 780+ Fico Score and a loan amount of $450,000 with an estimated property value of $600,000 at a 5.650% interest rate and an Annual Percentage Rate (APR) of 5.691%. Based on current market conditions, the monthly payment schedule would be 359 payments of $2,597.56 and 1 payment of $2,597.94. If an escrow account is required or requested, the actual monthly payment will increase to include amounts for real estate taxes and homeowner’s insurance premiums. Disclaimer: Certain restrictions and limitations apply. All loans are subject to credit approval. ®2025 Partners
1Minimum credit score of 700 is required. Maximum income and loan limits apply. Fixed-rate mortgages (no cash out refinances), primary residences only. Certain property types are ineligible. Other restrictions apply. For down payments less than 20%, Mortgage Insurance (MI) may be required, and MI charges may apply.
2Partners utilizes the TPO “third party originator” Union Home Mortgage to facilitate the underwriting and closing of VA home loans. Loan requirements and product features are subject to restrictions. All loans are subject to credit approval. Other restrictions may apply. VA loan funding fee may apply. A certificate of eligibility is required. The VA does not limit how may VA home loans you can have during your lifetime.
Do I need to buy and sell a home to get these rewards?
No, you can buy or sell a home to take advantage of these rewards or do both to maximize your benefits.
Who can use the Partners Rewards Program?
Partners Members unlock exclusive rewards when buying or selling a home. Not a member yet? Join today and start earning valuable benefits on your home journey.
How do I get the 1% back at closing?
When you finance through Partners Home Mortgage, your credit will be reflected on your closing statement.
What does the 1.99% listing fee include?
Partner with a trusted local agent who delivers expert marketing and dedicated support from start to finish. Your home will be showcased on Zillow and all major listing platforms—giving it maximum visibility to potential buyers. It’s the same full-service experience you’d expect from a traditional 3% listing, but with more savings in your pocket.
Can I use my own real estate agent?
Your home journey starts here. Contact us first to get connected with a qualified local agent in the Partners Home Rewards program powered by HomeAdvantage™.