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Supportive Resources

Here for what's next.

Wherever your journey takes you next, we want to remind you that Partners is here for you. Because once you become a Partners Member, you’re always part of our family. Whether you get married, move across the country, change careers, or retire, your Partners Membership moves with you providing comfort and continued access to your Partners benefits.


Personal 1-on-1 Financial Counseling

We know juggling finances along with everything else life throws at you can be challenging, but we're here to help. Partners Members can access free one-on-one financial coaching to help review your budget or manage your debt.



Hardship Assistance

Life happens and we understand your financial circumstances may change and affect your ability to manage your debt. We'll work with you to understand the issues you are experiencing and explore what assistance we can provide. 



Emergency Savings Fund

At Partners, we understand that unexpected expenses happen, and want to ensure you’re prepared. Use our Partners Savings Planner tool to set aside funds for your next rainy day. Set your goal, create your plan, and get started saving by creating scheduled transfers to a new savings account until you’ve reached your emergency savings goal. Available in Online Banking for Partners Members in three easy steps.



 Emergency Line of Credit
As a Partners Member, you can apply for a line of credit to be prepared with access to immediate cash in moments of need. We understand that unexpected expenses happen, and we offer our members a better way to borrow funds in case of emergencies.

  • $500 unsecured line of credit
  • 60-day 0% Intro Rate1
  • Must be a Partners Member to apply2
To open an Emergency Line of Credit, call us at 800.948.6677, visit a branch, or schedule an appointment with a Partners Representative today.

 
 


Overdraft Protection

Life can move very fast and losing track of your balance or being hit with an unexpected cost simply happens. Protect your account from being overdrawn or a transaction or check from being rejected or declined with overdraft protection. This protection initiates a transfer from a designated account to your checking account to cover transactions when you don’t have sufficient funds. You can select your savings account to protect your checking or apply for a line of credit and have access to emergency funds at any time while also building credit.  

Contact us to set up an overdraft from your savings account.3



Partners Loan Protection

Over 20,000 Members have taken advantage of Partners Loan Protection (PLP). Depending on the protection package that a Member selects, PLP cancels or defers an eligible loan balance up to the agreement maximum. This protection helps preserve a family's standard of living and offers relief from financial burdens for unexpected life events such as involuntary unemployment, loss of life, or a disabling illness or injury. 

Eligible Loans
  • Consumer Loans
  • Visa® Credit Cards
For more information on benefit packages, or to add or remove PLP at any time, contact us at 800.948.6677, visit a branch, or schedule an appointment(Opens in a new Window).
 












1APR=Annual Percentage Rate. The 0% Introductory Rate is available for a period of 60 days, up to the limit on the Line of Credit. Interest will be charged at Standard APR to any outstanding balance on the 61st day after first draw if the balance is not paid in full at the expiration of the intro period. See Loan Agreement for details. Rates are subject to change. Some restrictions apply. Requires employment verification and is subject to other underwriting factors.

2A one-time $5 Membership fee may apply. For eligibility details, click here.
 

3$1 Overdraft fee from Savings per occurrence.


Payday Lending Alternatives

Although a payday loan can be a quick-fix solution in a financial crisis they are considered high-risk and predatory lending. As a Partners Member, you have more affordable options when you need to borrow. Watch our video to learn how.