Your financial Partners for life.
Since 1960, Partners Federal Credit Union has been the trusted financial partner of The Walt Disney Company, delivering expert guidance, innovative solutions, and a commitment to long-term Member success. As a not-for-profit credit union, we reinvest earnings to offer competitive rates, lower fees, and enhanced financial wellbeing.
Everyday Banking
Partners Checking accounts offer exclusive debit card designs, early access to your paycheck,* convenient online and mobile banking, and over 30,000 ATMs nationwide.
Financial Education
We offer a wide range of free financial education tools and resources to suit your needs, helping you shape your future and legacy.
Invest in Your Future
Whether you're starting out or fine-tuning your strategy, our wealth management solutions help you grow and protect your wealth with confidence.
Home Mortgage
Purchase or refinance your happiest place on earth with Partners you know and trust. We offer a full range of loan options to help you move in or restore your home.
Partners Savings Planner
Start saving for what you need or want—emergencies, taxes, a car, or a vacation. Set scheduled transfers with our Savings Planner to reach your goals faster.
Supportive Resources
Build a lasting financial future with Partners. Access live and on-demand webinars to educate, empower, and support your goals.
Early Pay
Direct deposit is a fast and secure way to get paid with an automatic electronic deposit of your paycheck sent by your employer directly to your account.
- Get up to one day early access to your paycheck deposit*
- Reduce the risk of lost or stolen paper checks
- Set up transaction alerts when deposits are made in Online Banking
*Must be a Partners Member and have your payroll set up with direct deposit to a Partners Federal Credit Union account. Eligibility for the early pay program may vary and certain employers may not participate.
5.99% Interest Rate with 6.06% APR* on a 30-Year Fixed Rate Mortgage Loan
Imagine you had Partners guiding you home. For a limited time, secure a 5.99% interest rate with a 6.06% APR* on a 30-year fixed-rate mortgage.
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For mortgages in CA, CT, FL, HI, NJ, NY, or PA, you may start your online application below. For all other states and FHA & VA options, schedule an appointment or call 888.354.9344 to get started.
NMLS #442122
IMPORTANT NOTICE: APR = Annual Percentage Rate. Rates are subject to change without notice. Your qualified rate depends on factors such as property type, credit history, loan-to-value, loan purpose, loan amount, occupancy, liens, income, and other financial obligations.
Interest Rate: The advertised 5.990% interest rate (6.058% APR) applies to a 30-year fixed-rate purchase mortgage for a single-family primary residence in CA, CT, FL, HI, NJ, NY, or PA; a minimum 740 credit score; and a maximum 75% loan-to-value, based on current market conditions. This offer excludes investment properties. While the 5.990% rate may apply to other products such as second homes, vacation homes, cash-out loans, and refinances, APRs will vary. Final rates and terms may vary based on credit profile, loan program, property type, and other application factors and are subject to change without notice.
Example (for informational purposes only): Based on a 780+ FICO score, a $450,000 loan amount, and a $600,000 property value at 5.990% interest (6.058% APR), the monthly principal and interest payment would be $2,695.08 over 360 payments. If an escrow account is required or elected, the total monthly payment will be higher to include taxes and insurance.
Additional Disclosures: Restrictions may apply. All loans are subject to credit approval. ®2026 Partners
Emergency Line of Credit
As a Partners Member, you can apply for a line of credit to be prepared with access to immediate cash in moments of need. We understand that unexpected expenses happen, and we offer our Members a better way to borrow funds in case of emergencies.
- $500 unsecured line of credit
- 60-day 0% Intro Rate4
- Must be a Partners Member to apply5
To open an Emergency Line of Credit, call us at 800.948.6677, visit a branch, or schedule an appointment with a Partners Representative today. Not available online.
4APR=Annual Percentage Rate. The 0% Introductory Rate is available for a period of 60 days, up to the limit on the Line of Credit. Interest will be charged at Standard APR to any outstanding balance on the 61st day after first draw if the balance is not paid in full at the expiration of the intro period. See Loan Agreement for details. Rates are subject to change. Some restrictions apply. Requires employment verification and is subject to other underwriting factors. Online applications not available.
5A one-time $5 Membership fee may apply. For eligibility details, click here.
Emergency Fund Certificate
When life happens, be ready! Save for a rainy day and earn 3.25% APY6 on a 3-Month Emergency Fund Certificate account.
- Open with as little as $100
- Enjoy one penalty-free withdrawal
- Deposit until you reach $2,500
6APY = Annual Percentage Yield. To earn 3.25% APY on a 3-Month Emergency Fund Certificate account, Member must open with a minimum deposit of $100, and a balance of at least $100 must be maintained for the full term. Additional deposits are allowed up to the maximum balance of $2,500. Member may make (1) one penalty-free principal withdrawal during the 3-Month term. A Primary Share is required for the Member to open Certificate. Monthly dividends will be transferred to the Primary Share. If the balance is over $2,500 at maturity, the overage will be transferred to the Primary Share. Limit one Emergency Fund Certificate per Member. All rates are subject to change without notice. Additional certificate rate add-ons are not allowed. Other terms and conditions may apply. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity. The Credit Union reserves the right not to renew certificates upon maturity.
Family Building Loan
Grow your family with a Partners Family Building Loan. Access cash for family planning or childcare expenses with a lower fixed rate and manageable monthly payments,7 an affordable alternative to high-interest credit cards.
- Loans from $500 – $50,000
- No collateral required
- Fixed-rate and variable payment options
- No annual fees or pre-payment penalty
Select 'Family Building' when applying for a personal loan or line of credit online. Questions? Schedule an appointment with a Partners Representative today.
7APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change. Membership is required to apply and is open to any cast member/employee of The Walt Disney Company or one of its subsidiaries, a retiree of The Walt Disney Company or one of its subsidiaries, an immediate family member or roommate of one of the aforementioned. A one-time $5 Membership fee may apply. ©2026 Partners
1:1 Financial Coaching
Take the first step toward greater financial confidence with personalized guidance from one of our Certified Financial Coaches. Together, we'll review your whole budget scenario and build the skills needed to help tackle your unique financial goals. Sometimes you just need to speak to someone to get started, and we’re here to help.
- Understand fundamental financial principles
- Learn money management skills
- Create a plan to manage and reduce debt
- Gain insights into your credit score and how to improve it
To schedule an in-person coaching session, email MemberEducation@partnersfcu.org. Virtual coaching sessions are also available by appointment.
Auto Loan Refinancing - Lower Your Payment
Refinance your vehicle and save. With a Partners auto loan, you could:
- Lower your rate
- Reduce your monthly payment
- Tap into your vehicle's value
- Enjoy up to 90-days payment free1
1Payment deferment is subject to credit approval. Interest will continue to accrue during the deferment period and will be due once payments begin. Offer is not available for existing Partners auto loans.