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Partners Home Loans

Finance your happiest place on earth.

From competitive rates and low or no down payment programs1 to earning 1% of your home’s purchase price back at closing,2 Partners supports you every step of the way. Big savings, happy endings—apply today.

For mortgages in CA, CT, FL, HI, NJ, NY, or PA, you may start your online application below. For all other states and FHA & VA options, schedule an appointment or call 888.354.9344 to get started. 

 
 
 

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Mortgage Rates

View today’s competitive fixed and adjustable mortgage rates.
 
 
 

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Financing Options

  • Low or no down payment options1
  • Fixed and adjustable rates
  • Conventional and jumbo loans
  • Condo and investment homes
  • FHA and VA loans5

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Realtor Rewards

Save thousands with 1% back at closing2 and a 1.99% listing fee,4 plus top‑tier agent support.

 

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“We had always imagined that the home-buying process would be scary and daunting, but you made everything easy.” Sara S., Partners Member since 2024.
 
 

 
¹ Credit score requirements apply. A minimum credit score of 700 is required for no down payment options. A minimum credit score of 620 is required for low down payment options. Maximum income and loan limits apply. No down payment option available for fixed-rate purchase loans only. Primary residences only. Certain property types are ineligible. For down payments of less than 20%, Mortgage Insurance (MI) may be required, and MI charges may apply. Other restrictions apply. 

2 To receive 1% of purchase price back at closing, Members must purchase a home in CA, CT, FL, HI, NJ, NY, or PA using a Partners Home Rewards real estate agent and finance the mortgage through Partners Federal Credit Union. The 1% credit will be applied toward closing costs on the Credit Settlement Statement and will not be issued as cash to the borrower.
 
3 Speak to your Home Loan Officer for other ways to qualify for Membership.
 

4 To qualify for the 1.99% listing fee, Members must use a Partners Home Rewards real estate agent when selling their home in the United States.

5 Partners utilizes the TPO “third party originator” Union Home Mortgage to facilitate the underwriting and closing of VA home loans. Loan requirements and product features are subject to restrictions. All loans are subject to credit approval. Other restrictions may apply. VA loan funding fee may apply. A certificate of eligibility is required. The VA does not limit how may VA home loans you can have during your lifetime.

 
 










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Become a Member

Did you know? Partners began in 1960 as a credit union founded by Studios employees advocating for accessible finances in their creative careers. With plenty of magic to go around, we invite you to discover the Partners difference for you and your family.