Imagine if your someday was today
At Partners, we’re more than a mortgage provider — we’re your in-house lending partner from application to closing. With exclusive savings and personalized support every step of the way, your home journey starts and stays with us.
Ready to get started? Take the first step towards owning your future.
Make Your Move with More Benefits
- Earn 1% back at closing¹ and sell for just 1.99%² with Partners Home Rewards
- Low or no down payment options³
- Cash-out refinance to use your home’s equity
- Competitive fixed and adjustable rates
- Conventional, jumbo, condo, investment, FHA and VA loan options⁴
For mortgages in CA, CT, FL, HI, NJ, NY, or PA, you may start your online application below. For all other states and FHA & VA options, schedule an appointment or contact us directly to get started.
“We had always imagined that the home-buying process would be scary and daunting, but you made everything easy.” Sara S., Partners Member since 2024.
NMLS #442122 limitations apply. All loans are subject to credit approval
1 To receive 1% of purchase price back at closing, Members must purchase a home in CA, CT, FL, HI, NJ, NY, or PA using a Partners Home Rewards real estate agent and finance the mortgage through Partners Federal Credit Union. The 1% credit will be applied toward closing costs on the Credit Settlement Statement and will not be issued as cash to the borrower.
2 To qualify for the 1.99% listing fee, Members must use a Partners Home Rewards real estate agent when selling their home in the United States.
3 Minimum credit score of 700 is required. Maximum income and loan limits apply. Fixed-rate mortgages (no cash out refinances), primary residences only. Certain property types are ineligible. Other restrictions apply. For down payments less than 20%, Mortgage Insurance (MI) may be required, and MI charges may apply.
4 Partners utilizes the TPO “third party originator” Union Home Mortgage to facilitate the underwriting and closing of VA home loans. Loan requirements and product features are subject to restrictions. All loans are subject to credit approval. Other restrictions may apply. VA loan funding fee may apply. A certificate of eligibility is required. The VA does not limit how may VA home loans you can have during your lifetime.
More Member Benefits
Explore all the benefits of being a Partners Member, from exclusive resources to tailored strategies that empower you to make confident decisions and build a stronger financial future.