Home Loans


Home Mortgage

Whether you’re in the market to buy, or maybe considering refinancing your current mortgage, Partners is here to help! We offer a full range of loan options and are with you every step of the process. Partners Home Mortgages offer:

  • Great fixed and adjustable rates
  • Flexible loan terms
  • Conventional and jumbo loan financing
  • Condo and investment home options
  • Low or no down payment programs*

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*Minimum credit score of 700 required, 43% maximum debt to income ratio.


Home Equity Line of Credit (HELOC)

When you have equity in your home, convert that equity into a line of credit ready and waiting for whatever you can dream up! With a HELOC, you control how much interest you pay by only advancing what you need and when you’re ready. This flexibility helps you manage larger or longer-term projects without overpaying in interest.

  • Flexible equity credit lines
  • No transfer or transaction fees
  • Your interest may be tax-deductible, consult your tax advisor
  • and much more!

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Rates effective September 22, 2022. Call 800.948.6677 for current rate information.

  • 80%
  • 90%
  • 5.75%
  • 6.00%
Loans under $200,000
$0 - $2,325
Loans over $200,000
$2,162 - $6,100

^APR = Annual Percentage Rate. The variable APR is based on Prime plus a margin, and will vary with Prime. Sample current APR 6.25% as of September 22, 2022. Making only the minimum payment on your HELOC may result in a balloon payment due at the end of the term. Your APR will not exceed 18.00% or go below 4.00% at any time during the term of your account. Additional fees may apply. Credit and collateral are subject to approval and terms and conditions apply. See Loan Agreement for details. A one-time $5 Membership fee may apply for new Members. Homeowner’s property insurance is required. Flood insurance may be required. Non-owner occupied properties are not eligible. Programs, rates, terms and conditions are subject to change without notice.


Home Equity Loan

With a Partners Home Equity option, you can choose from lump-sum loans to lines-of-credit all while you using your house as collateral to receive the funds you’re looking for, and at a great low rate. Your interest may be tax deductible, consult your tax advisor.

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Rates effective September 19, 2022. Call 800.948.6677 for current rate information.

per $1,000
  • 81 - 90%
  • 7.26%
  • 7.85%
  • 8.10%
  • 5
  • 15
  • 20
  • $19.93
  • $9.48
  • $8.43
  • Less than 80%
  • 7.01%
  • 7.60%
  • 7.85%
  • 5
  • 15
  • 20
  • $19.81
  • $9.33
  • $8.28

*** Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Homeowner's property insurance is required. Flood insurance may be required. Non-owner occupied properties are not eligible.

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Help Protect Your Biggest Investment—Inside and Out

The TruStage Home Insurance Program helps you protect your home—and everything in it—with coverage designed to be affordable for Credit Union Members. It covers damage or loss due to fire, weather, theft, and more. And it protects you from liability if an accident happens on your property.

TruStage gives Credit Union Members access to coverage underwritten by Liberty Mutual Insurance Company—along with these popular benefits:

  • Potential savings for Partners Federal Credit Union Members
  • Discounts for multiple policies, burglary/fire alarms, etc.
  • 24/7 claims, even on holidays—many settled on the spot
  • Inflation protection—get today’s value for your belongings
  • Temporary housing assistance when you need it

Get your free quote today or call 855.483.2149.

Get Your Free Quote

TruStage® Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


Home Mortgage

Find Your Home’s Value

Knowing the value of your home is a powerful tool. If you’re looking to buy or sell property, understanding its value will allow you to make smart decisions throughout the process. What if you’re not interested in buying or selling your home? Understanding how much equity you have in your home may help in many situations: insurance purposes, property tax, financial planning for the future, or other home loan options like Home Equity Lines Of Credit.

Based on calculations using local market data, our new Find My Home’s Value tool will present you with your home’s estimated value and the information on comparable properties used to calculate your estimate. And if you’re interested in a more in-depth estimate, you can also request a free, no-obligation market valuation with an agent in our HomeAdvantage™ program.

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A Rewarding Home-Buying Program

If you’re looking to buy a home, you’re in luck, because Partners offers real estate program that’s more rewarding than ever. Powered by CU Realty Services, Partners HomeAdvantage™ lets you search MLS listings online, research neighborhoods, and find a real estate agent. And when you use that agent, you earn a rebate!

Simply call us first. Then work with one of our highly trained agents, who can put their years of real estate experience to work for you. Each agent goes through an in-depth profiling process before they are selected to participate in the program and they meet Partners Home Mortgage strict servicing guidelines.

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Equal Housing Lender