Credit Cards

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Partners Visa® Credit Cards 

At Partners, our everyday low credit card rates are exclusively for Members. For those that prefer premium perks, we offer a Rewards card and a Signature card. Best of all, our cards come with the purchase safety of Visa’s Zero Liability Policy which means you won’t be held responsible for unauthorized charges made with your card or account information.1

All of our cards feature:
• No Annual Fee, No Cash Advance Fee, No Balance Transfer Fee
Other fees and conditions may apply. Click here to learn more.
• “Tap to Pay” with contactless chip technology
• Manage your account with Partners Online and Mobile Banking
• Compatible with Apple Pay™, Google Pay™ and Samsung Pay™2
• Fraud Alert Protection

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Visa® Platinum

Partners Visa Platinum provides Members with a low rate card for purchases.
Save money with low rates on the Partners Visa Platinum card. Maximize your savings with the security and convenience of Visa.

Apply Now    Rates and Conditions

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Visa® Platinum Rewards

Partners Visa Platinum Rewards allows Members to earn Points on purchases.
Get rewarded for your purchases with the Partners Visa Platinum Rewards card. Earn Rewards Points that can be redeemed for statement credits, gift cards, travel, event tickets, and more!

Here’s how to start getting rewarded.

1. SHOP: Make all of your purchases online and in-store using your Partners Visa Platinum Rewards.

2. EARN: For all eligible purchases3, earn one point for every dollar you spend.

3. REWARD: Redeem your rewards points for hundreds of rewards options.
Platinum Rewards cardholders: To view the full rewards catalog, log in to your online banking account, select your Visa, then “Rewards” under “Card Management.”

Apply Now    Rates and Conditions    Rewards Options

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Visa® Signature

Partners Visa Signature allows Members to earn cash back on purchases.

Get unlimited cash back on every purchase using your Partners Visa Signature card.

1. SHOP: Make all of your purchases including online shopping, bill payments and subscription services using your Partners Visa Signature.

2. EARN: Use your card to earn cash rewards. Earn 2% cash back on all purchases until December 31, 2022.4

3. REWARD Total statement credit earned will be applied towards your December statement balance.

Enjoy these additional benefits with your Partners Visa Signature card.

Concierge Service5
Complimentary 24/7 concierge service that can help you enjoy the things you love. Simply call Visa Signature Concierge for your travel, dining and entertainment needs at 1-800-953-7392.
Luxury Hotel Collection6
Enjoy a premium collection of benefits at a selection of the world’s most intriguing and prestigious properties.

 

Apply Now    Rates and Conditions

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Visa® Share Secured

Partners Visa Share Secured helps Members establish or rebuild your credit.
Build a positive credit history on your road to a successful financial future with the Partners Visa Share Secured card. Your card is secured by a Partners Share account equal to your credit limit.

Rates and Conditions

Call or visit a Partners Branch to apply for a Partners Visa Share Secured card today!

Balance Transfers — Your Questions Answered

 

Once you have been approved and received your Partners Visa credit card, you can request a balance transfer using one of the following methods:

  • Login to Partners Online Banking at PartnersFCU.org (Select Credit Card Account > Card Management > Account Services > Balance Transfer)
  • Call Partners Member Service Center at 800.948.6677
  • Visit a Partners Branch

You can transfer balances from other creditors that includes credit cards, personal loans, auto loans and other loan types.

No, balance transfers between Partners accounts are not permitted.

No, there is not a balance transfer fee. Balances transferred will be billed at the interest rate according to your Account Agreement and Loan Disclosures.

If your balance transfer request is approved, the payment to the other creditor may take up to 30 days to be received. Please continue to make payments until you confirm that the payment has been posted.

No, your other creditor account will not close automatically, even if it is paid in full. You will need to call your other creditor to request that they close your account.

1 With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card. You’re covered if your card is ever lost, stolen or fraudulently used. You must use care in protecting your card and you must notify us immediately of any unauthorized use.
2 Apple Pay is not available in all markets. For a list of Apple Pay countries and regions, click here. Person to person payments and Apple Pay Cash are available only in the U.S. on iPhone SE, iPhone 6 or later, iPad Pro, iPad (5th generation), iPad Air 2, iPad mini 3 or later, and Apple Watch. Apple Pay Cash is a service provided by Green Dot Bank, member FDIC. Some features require specific hardware and software. For more information, see “Feature Requirements“ at www.apple.com/macos/how-to-upgrade. Google Pay is a trademark of Google, Inc. Use of this trademark is subject to Google Permissions. Samsung Pay is only compatible with select Samsung devices. Visit the Samsung Pay Support page a list of compatible devices
3 Eligible purchases are purchases minus any credits posted to the account for returns during the billing cycle. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers, and Convenience Checks.
4 Subject to credit approval. Cash advances, balance transfers, fees and interest charges, and convenience checks do not qualify as purchases or earn cash back. Cash back is calculated on net purchases (less credits, returns and adjustments). Cash back earned on purchases will be applied as a statement credit in accordance with your credit card agreement and disclosure. Account must be open and in good standing to earn and receive cash back. 2% cash back on purchases will apply to transactions made from 7/5/2022 – 12/31/2022. After 12/31/2022, purchases will return to earning 1% cash back.
5 Partners Visa Signature® cardmembers are responsible for the payment of any and all charges associated with any goods, services, reservations, or bookings purchased or arranged by the Visa Signature Concierge on cardmembers’ behalf. Any such purchases or arrangements are solely between the cardmember and the respective merchant, and Visa is not a party to the transaction. All goods and services subject to availability. See full terms of service here.
6 See full terms and conditions at visasignaturehotels.com/about/benefits