Auto Buying

If you have any questions, please select one of the following options and schedule an appointment.

Apply Online       In-Branch Appointment       Virtual Assistance       Chat Live

*APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change. Rates listed are Partners best fixed rates for 36 months on approved credit and include a 0.25% rate discount for payments made by automatic transfer from your Partners checking account. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. New vehicles are model years 2020 and 2021 with 10,000 miles or less. Used vehicles are model years 2014-2019, and 2020- 2021 models with greater than 10,000 miles. All models must have less than 100,000 miles to qualify. Rates quoted as of 2.1.21 and subject to change.

If you have any questions, please select one of the following options and schedule an appointment.

Apply Online       In-Branch Appointment       Virtual Assistance       Chat Live

*Payment based on a loan amount of $22,000 for 75 months at 2.49% APR including the discount for auto pay from Partners checking account. Monthly payment of $317.08. APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change. Rates listed are Partners best fixed rates on approved credit and include a 0.25% rate discount for payments made by automatic transfer from your Partners checking account. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors. New vehicles are model years 2020 and 2021 with 10,000 miles or less. Used vehicles are model years 2014 – 2019, and 2020 – 2021 models with greater than 10,000 miles. All models must have less than 100,000 miles to qualify. Rates quoted as of 2.1.21. and subject to change.

Auto Buying, Auto Loans, and Everything
in BetweenAuto Loan Icon

Partners is your one-stop shop for all things auto loans: buying, financing, and insuring. Not only can you finance your car with us, we can also help you purchase your next car with our complimentary auto buying concierge service. We provide ease and convenience when auto buying, assistance with insuring your car, and even help save money along the way. With low-interest rates and great loan terms, we ensure your payment is as low as possible, and customize your loan to the best of our ability.

Save More With Partners

Interest Rates Certified by Datatrac

Contact us today to learn more, and we look forward to assisting you!

Apply Online    In-Branch Appointment    Virtual Assistance

FindYourNextCar1

Auto Buying

Relax at home while Partners finds your next car. With our complimentary car buying concierge service, simply tell us what you’d like and we will bring the car to your local Partners branch. And yes, if you have a current car to trade in for an upgrade, we’ll take care of that, too!

With contributions by Daniel N. from Partners

Explore our new and used auto inventory:

East Coast West Coast

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LowerPaymentPromise1

Auto Financing

With Partners, you’ll not only have a low interest rate, but you can also customize your loan your way. Defer your first payment up to 90 days* and select weekly, bi-weekly, or monthly payments.
Have an auto loan and shopping around for the best rate? Look no further! Not only does Partners have low interest rates, we also have a Lower Payment Promise program. We will lower your monthly auto loan payment or we will deposit up to $50** into your account the day we refinance your new loan.

Check out our rates and apply today!

Rates effective April 5, 2021. Call 800.948.6677 for current rate information.

LOAN TYPE Annual Percentage Rate (APR*)
As Low As
Term (Up To) Estimated Monthly Payment
per $1,000
  • NEW VEHICLE
    (Under 10,000 miles)
  • 1.74%**
  • 2.24%**
  • 2.49%**
  • 3.49%**
  • 36 Months
  • 60 Months
  • 75 Months
  • 84 Months
  • $28.53
  • $17.64
  • $14.42
  • $13.44
  • USED VEHICLE
    Models between 2014-2021
    (Between 10,001 and 100,000 miles)
  • 2.24%**
  • 2.49%**
  • 2.74%**
  • 3.99%**
  • 36 Months
  • 60 Months
  • 75 Months
  • 84 Months1
  • $28.75
  • $17.75
  • $14.53
  • $13.67
  • NEW/USED RECREATIONAL VEHICLES
    Model Year
  • 6.99%
  • 180 Months
  • $8.99
  • NEW/USED MOTORCYCLES
  • 6.99%
  • 60 Months
  • $19.80
  • NEW/USED BOATS
  • 6.99%
  • 60 Months
  • $19.80

1 Used vehicle must be 3 years or newer with no more than 30,000 miles to do an 84-month term.

*APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change.

**Rates listed are Partners' best fixed rates on approved credit and include a 0.25% rate discount for payments made by automatic transfer from your Partners Checking account. Actual interest rate offered may be higher depending on the applicant’s credit rating and other underwriting factors.

Apply online or schedule an appointment to learn more.

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Like these calculators? Try our other handy loan calculators to see how much you can afford.

Loan Calculators

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Auto Insurance

After you buy and finance your car with Partners, don’t forget about applying for insurance. We partner with TruStage® Auto Insurance which connects you to the best insurance quote available while providing discounts to Credit Union Members.

Get a Quote

TruStage® Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

AHE, AHL-1661479.

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Auto and Loan Protection

We also offer products to protect your vehicle and loan. Partners Loan Protection protects your payments in the event you’re laid off, sick or injured, or pass away unexpectedly. GAP (Guaranteed Asset Protection) Insurance protects your loan if your vehicle is totaled or stolen. If your insurance only pays a portion of your remaining loan balance, GAP insurance will pay the difference. Lastly, MBI (Mechanical Breakdown Insurance) is a warranty service we offer that protects your car beyond the manufacturer’s warranty.

To learn more, schedule an appointment and review your options!

Apply Online    In-Branch Appointment    Virtual Assistance

LowerPaymentPromise1

Partners Lower Payment Promise

Refinance your auto loan from another financial institution and save today!

  • Guaranteed lower payments and flexible terms*
  • Weekly payments options
  • No payments for up to 90 days**
  • Get up to $50 cash back***

Apply online or visit a branch to get started today!

Apply Online Find a Branch

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*Limitations and restrictions apply. On approved credit only. Existing Partners loans not eligible for refinance or offer. We reserve the right to extend the term of the loan in order to lower monthly payments. Payment deferment subject to credit rating. Interest will accrue during the deferment period and becomes due once payments begin.

**Cash incentives are deposited into the Member’s primary savings account and will be paid upon a refinanced car loan funded at Partners Federal Credit Union.

***Initial $40 will be paid to the Member upon funding. An additional $10 will be paid if the Member signs up for Partners Loan Protection. Ask a Partners representative for complete details. Offer is subject to change without notice.