Checking
Plenty of “FREEs” Without the Pesky Fees
With Partners Checking, the choice is truly yours. You may just want checking for typical, every day needs — so we keep it simple. Or if you’d like to earn interest, need an overdraft line of credit, and more — we have that, too. Whatever you choose, you could enjoy checking with NO monthly service fees, plus these options:
- Open an account with as little as $25
- Free Online Bill Pay
- Full Digital Banking (Learn More)
- Free Partners Debit Card
- Account and Fraud Alerts
Visit your nearest Partners branch to open yours today!
Partners Checking Accounts
Basic Checking |
Classic Checking |
Premier Checking |
|
|---|---|---|---|
Amount To Open |
$25 | $25 | $2,500 |
Monthly Fee |
N/A | $5 | $6 |
Minimum Balance to Waive Fee |
N/A | $1,000 or direct deposit | $2,500 |
Direct Deposit |
Not Required | Waives Fee | Waives Fee |
Overdraft From Savings |
$1 Per Occurrence | $1 Per Occurrence | $1 Per Occurrence |
Overdraft Line of Credit |
N/A | Optional | Included |
Unlimited Check Writing |
Yes | Yes | Yes |
Dividends Paid |
No | No | Yes |
Rates |
N/A | N/A | Rates |
Free ATM Access |
Proprietary ATMs + Over 30,000 Co-Op ATMs | Proprietary ATMs + Over 30,000 Co-Op ATMs | Proprietary ATMs + Over 30,000 Co-Op ATMs |
Free Mobile Banking |
Yes | Yes | Yes |
Free Online Banking |
Yes | Yes | Yes |
Free Bill Pay |
Yes | Yes | Yes |
Routing Number
322274242
MICR Number
The MICR number is the 13 digit number found on the bottom of your check and is used for setting up direct deposits and automatic withdrawals from your account.
Partners Wire Transfer
Need to send money for the purchase of a home? Maybe to a loved one across the country? No matter who or where you are transferring funds to, Partners can help ensure you are sending your money safely, quickly and securely.
Best of all, you can request to process a Wire Transfer over the phone or in person. Simply meet the sender requirements* and provide the information below and you’re set!
If processed prior to the cutoff time, your wire will reach its destination same day. Otherwise, your wire will be sent the next business day.
*The requestor must be the Primary or Joint account holder.
Cutoff time: 2:30 PST/5:30 EST
Sender information Required:
- Must be a Partners Member to request a wire transfer
- Must Indicate which Partners account the funds will be withdrawn from
- Please note, there is a $20.00 fee for domestic wire transfers
Beneficiary Information (Person/Company receiving the wire transfer):
- Name
- Account number
- Routing number
- Bank name
- Bank Address
- Dollar amount
- Memo (optional)
Effective January 1, 2021: Partners will no longer offer International Wire Transfers
As a result of changes by one of our servicing partners, Partners will not be able to offer International Wire Transfers. We are currently evaluating other services and will let you know if this service is once again available.
PLEASE NOTE: The last day to request an International Wire Transfer will be 12.30.20 by close of business. After this time, we will not have the ability to complete a request.
- For your convenience, we will refund up to $30.00 once per calendar year for an International Wire Transfer completed by another financial institution.*
- To request your refund, simply visit your local branch, call 800.948.6677, or schedule a Virtual Banking Appointment.
*Subject to change without notice, some limits may apply.
