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Partners Home Mortgage

Imagine if you had Partners guiding you home.


Mortgage promo rate and APR
 

 

For mortgages in CA, CT, FL, HI, NJ, NY, or PA, you may start your online application below. For all other states and FHA & VA options, schedule an appointment or call 888.354.9344 to get started. 

 
 
 

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Mortgage Rates

View today’s competitive fixed and adjustable mortgage rates.
 
 
 

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Financing Options

  • Low or no down payment options2
  • Fixed and adjustable rates
  • Conventional and jumbo loans
  • Condo and investment homes
  • FHA and VA loans3

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Partners Home Rewards

Save thousands with 1% back at closing4 and a 1.99% listing fee,5 plus top‑tier agent support.

 

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“We had always imagined that the home-buying process would be scary and daunting, but you made everything easy.” Sara S., Partners Member since 2024.
 
NMLS #442122 
IMPORTANT NOTICES: *APR = Annual Percentage Rate. Rates are subject to change without notice. The rate you may qualify for is based on a variety of factors. In addition to property type, credit history, and loan-to-value, other factors may include loan purpose, loan amount, occupancy, lien(s), income, and other financial obligations.
 
Interest Rate: The advertised 5.650% interest rate and 5.691% APR applies only to a 30-year fixed-rate purchase money mortgage for a single-family primary residence and is based on current market conditions. This Offer excludes loans for investment, vacation, second homes, cash outs and refinances. Other mortgage loan products may also be available at the advertised 5.650% interest rate, but APR will vary across products.   
 
The advertised rate assumes the following: The purchase of a single-family primary residence in CA, CT, FL, HI, NJ, NY, and PA, a minimum credit score of 740+, individual qualifications and creditworthiness, credit history, and maximum 75% loan-to-value. Product offers, rates, terms, and other information provided herein are subject to change without notice. Mortgage interest rates are subject to change at any time and without notice based on market fluctuations. The rate and term offered to members may differ from the rates reflected herein based on the credit history, final loan-to-value, mortgage loan program, property type, and other factors associated with the loan application. 
 
Example and for informational purposes only: The following is based on a 780+ Fico Score and a loan amount of $450,000 with an estimated property value of $600,000 at a 5.650% interest rate and an Annual Percentage Rate (APR) of 5.691%. Based on current market conditions, the monthly payment schedule would be 359 payments of $2,597.56 and 1 payment of $2,597.94. If an escrow account is required or requested, the actual monthly payment will increase to include amounts for real estate taxes and homeowner’s insurance premiums. Disclaimer: Certain restrictions and limitations apply. All loans are subject to credit approval. ®2025 Partners

 1 Speak to your Home Loan Officer for other ways to qualify for Membership.
 
2 Credit score requirements apply. A minimum credit score of 700 is required for no down payment options. A minimum credit score of 620 is required for low down payment options. Maximum income and loan limits apply. No down payment option available for fixed-rate purchase loans only. Primary residences only. Certain property types are ineligible. For down payments of less than 20%, Mortgage Insurance (MI) may be required, and MI charges may apply. Other restrictions apply. 
 

3 Partners utilizes the TPO “third party originator” Union Home Mortgage to facilitate the underwriting and closing of VA home loans. Loan requirements and product features are subject to restrictions. All loans are subject to credit approval. Other restrictions may apply. VA loan funding fee may apply. A certificate of eligibility is required. The VA does not limit how may VA home loans you can have during your lifetime.


4 To receive 1% of purchase price back at closing, Members must purchase a home in CA, CT, FL, HI, NJ, NY, or PA using a Partners Home Rewards real estate agent and finance the mortgage through Partners Federal Credit Union. The 1% credit will be applied toward closing costs on the Credit Settlement Statement and will not be issued as cash to the borrower.
 

5 To qualify for the 1.99% listing fee, Members must use a Partners Home Rewards real estate agent when selling their home in the United States.











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Become a Member

Did you know? Partners began in 1960 as a credit union founded by Studios employees advocating for accessible finances in their creative careers. With plenty of magic to go around, we invite you to discover the Partners difference for you and your family.