Certificates
Certificates
Rates Effective January 1, 2020. Call 800.948.6677 for current rate information.
| Standard Certificate Minimum to open: $1,000 Minimum to earn dividends: $1,000 |
Mini-Jumbo Certificate Minimum to open: $50,000 Minimum to earn dividends: $50,000 |
Jumbo Certificate Minimum to open: $100,000 Minimum to earn dividends: $100,000 |
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|---|---|---|---|---|---|---|
| Rate | APY* | Rate | APY* | Rate | APY* | |
| 3 month | 0.45% | 0.45% | 0.50% | 0.50% | 0.55% | 0.55% |
| 6 month | 0.85% | 0.85% | 0.90% | 0.90% | 0.95% | 0.95% |
| 12 month | 1.29% | 1.30% | 1.54% | 1.55% | 1.78% | 1.80% |
| 24 month | 1.39% | 1.40% | 1.64% | 1.65% | 1.88% | 1.90% |
| 36 month | 1.49% | 1.50% | 1.73% | 1.75% | 1.98% | 2.00% |
| 48 month | 1.54% | 1.55% | 1.83% | 1.85% | 2.08% | 2.10% |
| 60 month | 1.73% | 1.75% | 1.93% | 1.95% | 2.18% | 2.20% |
| Standard College Saver Certificate Minimum to open: $500 Minimum to earn dividends: $500 |
Mini-Jumbo College Saver Certificate Minimum to open: $50,000 Minimum to earn dividends: $50,000 |
Jumbo College Saver Certificate Minimum to open: $100,000 Minimum to earn dividends: $100,000 |
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|---|---|---|---|---|---|---|
| Rate | APY* | Rate | APY* | Rate | APY* | |
| 24 month | 1.39% | 1.40% | 1.64% | 1.65% | 1.88% | 1.90% |
| 36 month | 1.49% | 1.50% | 1.73% | 1.75% | 1.98% | 2.00% |
| 48 month | 1.54% | 1.55% | 1.83% | 1.85% | 2.08% | 2.10% |
| 60 month | 1.73% | 1.75% | 1.93% | 1.95% | 2.18% | 2.20% |
| Starter Certificate Minimum to open: $500 Minimum to earn dividends: $500 |
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|---|---|---|---|---|---|---|
| Rate | APY* | |||||
| 12 month | 1.29% | 1.30% | ||||
Additional Certificate Rate Add-Ons
| Standard | Bronze | Silver | Gold | Platinum | Platinum Elite | |
|---|---|---|---|---|---|---|
| Dividend Increase on Certificate less than 24 monthsˆ | — | 0.05% | 0.10% | 0.20% | 0.30% | 0.40% |
| Dividend Increase on Certificates 24 months or greaterˆ | — | 0.05% | 0.15% | 0.25% | 0.40% | 0.50% |
| Senior Increase (55+) | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% | 0.10% |
*APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.
ˆDividend increase applies to new or renewal certificates less than 24 months/24 months or greater. A Partners Checking Account is required to earn the additional certificate rate add-ons.
