Membership

Membership Benefits

As a Partners Member, you get exclusive access to the latest promotions and benefits, including our one-of-a-kind branded items in synergy with our Sponsor as well as discounts and free financial education perks.

Home Sweet Home Alone Get a Mini Backpack
Apply for any loan and receive an exclusive Home Sweet Home Alone mini backpack*

Learn More

Relationship Rewards
Just for being a Member, you’re eligible for loan discounts and rate benefits with Relationship Rewards.*

Join Relationship Rewards

Financial education
Free Financial Education available at Partners branches, across The Walt Disney Company, via webinars, and more!

Financial Education

Join Partners Today

The Partners Difference

For more than 50 years, we have delivered The Partners Difference with the highest levels of service, value, access, and convenience. We also provide a full array of financial products you’ll find at the biggest banks, including savings, checking, credit cards, loans, wealth management, and innovative account access. As Disney’s bank, we will always have an exclusive connection to The Walt Disney Company that ensures a level of quality unsurpassed in banking.

Simply start your Partners Membership by opening a Primary Savings Account with an initial deposit of as little as $5.* Maintain the required minimum $5 balance, and become a Partners Member for life!

You are eligible for Membership if you are:

  • An employee of:
    – The Walt Disney Company (TWDC) or one of its subsidiaries
    – Partners Federal Credit Union
    – Approved Employee Groups**
  • A retiree of TWDC or one of its subsidiaries
  • An immediate family member or roommate of a TWDC employee including:
    – Spouse
    – Parent, Stepparent
    – Grandparent
    – Child, stepchild, adopted child
    – Sibling, step sibling
    – Grandchild

How do I become a Partners Member?

Once a Member, Always a Member!

Members can continue as a Partners Member indefinitely even if they no longer fit the Membership eligibility and as long as their Membership stays in good standing.

Join Now

*A one-time $5 Membership fee may apply.
**Employee Groups indicate designated Operating Participants and other companies that are associated with TWDC

RelationshipRewards1

Relationship Rewards

Just for being a Member, you’re eligible to be part of our Relationship Rewards program.* And it only gets better from there. Your entire household may receive extra savings and value based on the amount of business you have with us. So when you bring all your financial accounts to Partners, you’ll likely be rewarded handsomely!

  • NEW – 0.25% APR** loan discount benefit
  • Earn more on certificates
  • Reimbursed ATM surcharges
  • And more!
Combined Deposit, Loan, and Partners Retirement & Wealth Management Balance
Excluding Certificates
Standard Bronze Silver Gold Platinum Platinum Elite
Less than
$2,500
$2,500 –
$10,000
$10,001 –
$25,000
$25,001 –
$100,000
Greater than
$100,000
Greater than
$100,000 and 15 years or more of
CU Membership
Partners/ CO-OP/ CU24 ATM Transactions
Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited
Out-of-Network ATM Transactions
Unlimited Unlimited Unlimited Unlimited Unlimited
Reimbursed ATM Surcharges
(charges applied by other banks)
$5/month $10/month $15/month Unlimited Unlimited
Shared Branching Transactions
1/month 2/month 3/month 5/month Unlimited
Checks
1 order/year 1 order/year 2 orders/year Unlimited
Fee-Free Consumer Loan Skip-a-Pay***
1/year
Primary Share Fee
Waived Waived Waived Waived Waived

*Partners Checking Account is required to be eligible for Relationship Rewards benefit. Program and benefits are subject to change at any time. Relationship Rewards tier eligibility is calculated and updated on a monthly basis.

**APR=Annual Percentage Rate. Available on direct auto and personal loans only. Must be in the Relationship Rewards program to qualify. Subject to change without notice.

***Excludes credit card and mortgage, and applies during active campaigns only (Winter, Summer, etc). The Relationship Rewards program feature or your retail installment contract may reduce the skip-a-payment processing fee.

New Loan Discount Benefit

Standard Bronze Silver Gold Platinum Platinum Elite
Loan APR** Discount on Direct Auto and Personal Loans 0.25% 0.25% 0.25% 0.25% 0.25%

**APR=Annual Percentage Rate. Available on direct auto and personal loans only. Must be in the Relationship Rewards program to qualify. Subject to change without notice.

 

Additional Certificate Rate Add-Ons

Standard Bronze Silver Gold Platinum Platinum Elite
APY**** Dividend Increase on Certificates 24 months or greaterˆ 0.05% 0.10% 0.15%
Senior Increase (55+) 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%

****APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.

ˆDividend increase applies to new or renewal certificates 24 months or greater. A Partners Checking Account is required to earn the additional certificate rate add-ons.