Coverage for an unexpected hospital stay.
If a covered accident sends you or an eligible family member to the hospital, a Hospital Accident Insurance Plan can provide cash benefits to help with unplanned expenses.*
Cash Benefits to Spend as You Wish
Cash benefits are paid directly to you in addition to any other insurance coverage you may have. Use the money toward deductibles, expenses not covered by health insurance, everyday bills, or wherever you need it most.
Coverage Designed for You and Your Family
Depending on the plan selected, benefits may be available for covered emergency room treatment, hospital stays, and intensive care confinement. Individual and family coverage options may also be available.
- $1,800 a day Intensive Care Confinement (up to $12,600 a week - $657,000 max per 365 days)
- $900 a day Hospital Confinement (up to $6,300 a week - $328,500 max per 365 days)
- $450 a day Emergency Room Treatment
Frequently Asked Questions
How much coverage is available, and can I cover my family?
You can be covered for $900 per each day of hospitalization; if in intensive care, the coverage doubles to $1,800 per day. The emergency room benefit is $225. You may also choose single or family coverage, which protects a spouse and dependent child(ren) at a reduced benefit rate. Certificate of Insurance contains specific amounts.
Do my benefits ever change?
Hospital benefits (in-hospital only) reduce to 50% at age 65 and reduce to 25% at age 75; emergency room benefits stay the same.
How long does it take to receive the Certificate of Insurance?
It takes about 30 days from the time the enrollment form is received to process and issue the Certificate of Insurance.
How will I be billed?
The premiums will be automatically debited from your account or credit card (as applicable) on a monthly or quarterly basis. All transactions will be reflected in your statement.
How do I cancel my coverage?
If you choose not to keep the insurance, they can simply call toll free 877.517.0555 for assistance with cancelling coverage.
This insurance is optional. Purchase is not required to obtain credit or to obtain credit on particular terms.
*Underwritten by Zurich American Insurance Company.
FMPCUHAPPPW-25-01
*Underwritten by Zurich American Insurance Company.
FMPCUHAPPPW-25-01