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Auto Loans

Drive what moves you.

Many auto loans go through dealerships, often resulting in higher costs for buyers. At Partners, make your payment our priority. Whether you're buying your first car or upgrading to your next vehicle, we're here to help with flexible financing, affordable protection, and expert guidance before your first test drive. We’ll customize a loan for payments that fit your budget and lifestyle, plus offer warranty options and coverage that deliver real value at a fraction of dealership costs. 
 
Apply online or schedule an appointment before you shop.

 

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Flexible Financing

Explore options designed to put you in the driver’s seat whether you're buying new, used, or refinancing. 
 
  • Affordable payments
  • Low, competitive rates
  • Financing up to 130% of the car’s value¹
 
 
 

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Customize Your Loan

Start strong with payment options that fit your lifestyle.
 
  • No payments for up to 90 days2 
  • Weekly payment options3
  • 0.25% APR* clean air discount4
 
 
 
 
 

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Partners Car Buying Service5

Your next car is in the palm of your hand. Shop online and finance easily with Partners.
 
  • Access to one of the largest nationwide car inventories
  • Upfront pricing on local dealer inventory
  • See what others paid for the vehicle you want
 

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Concierge Auto Buying

Skip the dealership and let us find your next car with our complimentary service.
 
  • Search, secure, and deliver your vehicle to your local branch
  • Expert guidance from start to finish
  • Transparent and no-hidden-fee financing
 

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Loan Insurance & Protections

Protect your vehicle with cost-effective coverage options. Contact us before visiting the dealership to explore your options. 
 
  • Guaranteed Asset Protection
  • Major Mechanical Protection
  • Partners Loan Protection
  • TruStage® Insurance Options
 

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Motorcycles, RVs, & More

Whether you're grabbing your helmet or cruising the water, we offer financing for specialty vehicles too. 

  • Low, competitive rates
  • Affordable monthly payments
  • Fixed payment options
 
 
 




























*APR = Annual Percentage Rate
 
1Based on creditworthiness. Financing not to exceed 130% of the Loan to Value (LTV).  Value is based on Manufacturer's Suggested Retail Price on new vehicles, Kelly Blue Book Suggested Retail Value on used vehicles, tax, license, documentation fees, Guaranteed Asset Protection (GAP), and extended warranty/Major Mechanical Protection (MMP) if applicable.  
 
2Payment deferment subject to credit rating. Interest will accrue during the deferment period and becomes due once payments begin. Offer is not available for existing Partners auto loans. 
 
3Limitations and restrictions apply. On approved credit only. We reserve the right to extend the term of the loan in order to lower payments. Member may not be able to alter the payment schedule after the loan is originated. See loan agreement for payment details.
 
4To qualify for the clean-air vehicle 0.25% APR discount, vehicles must either be fully electric or hybrid. Flex-fuel vehicles not eligible. Please ask a representative for more details.
 
5TrueCar operates the Partners Car Buying Service. Partners Federal Credit Union is not responsible for any offer, purchase, lease, or service provided by or through the Partners Car Buying Service. 











3 Ways to Save

With Partners, you’ll not only get a low interest rate, but you can also customize your loan your way. Purchase, refinance, or use your vehicle's equity to access cash.