Relationship Rewards

Relationship Rewards

Just for being a Member, you’re eligible to be part of our Relationship Rewards program.1 And it only gets better from there. Your entire household may receive extra savings and value based on the amount of business you have with us. So when you bring all your financial accounts to Partners, you’ll likely be rewarded handsomely!

  • 0.25% APR2 loan discount benefit
  • Earn more on certificates
  • Reimbursed ATM surcharges
  • And more!
Combined Deposit, Loan, and Partners Retirement & Wealth Management Balance
Excluding Certificates
Standard Bronze Silver Gold Platinum Platinum Elite
Less than
$2,500 –
$10,001 –
$25,001 –
Greater than
Greater than
$100,000 and 15 years or more of
CU Membership
Partners/ CO-OP/ CU24 ATM Transactions
Unlimited Unlimited Unlimited Unlimited Unlimited Unlimited
Out-of-Network ATM Transactions
Unlimited Unlimited Unlimited Unlimited Unlimited
Reimbursed ATM Surcharges
(charges applied by other banks)
$5/month $10/month $15/month Unlimited Unlimited
Shared Branching Transactions
1/month 2/month 3/month 5/month Unlimited
1 order/year 1 order/year 2 orders/year Unlimited
Fee-Free Consumer Loan Skip-a-Pay3
Primary Share Fee
Waived Waived Waived Waived Waived

Loan Discount Benefit

Standard Bronze Silver Gold Platinum Platinum Elite
Loan APR2 Discount on Direct Auto and Personal Loans 0.25% 0.25% 0.25% 0.25% 0.25%


Additional Certificate Rate Add-Ons

Standard Bronze Silver Gold Platinum Platinum Elite
APY4 Dividend Increase on Certificates 24 months or greater5 0.05% 0.10% 0.15%
Senior Increase (55+) 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%

1. Partners Checking Account is required to be eligible for Relationship Rewards benefit. Program and benefits are subject to change at any time. Relationship Rewards tier eligibility is calculated and updated on a monthly basis.

2. APR=Annual Percentage Rate. Available on direct auto and personal loans only. Must be in the Relationship Rewards program to qualify. Subject to change without notice.

3. Excludes credit card and mortgage, and applies during active campaigns only (Winter, Summer, etc). The Relationship Rewards program feature or your retail installment contract may reduce the skip-a-payment processing fee.

4. APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.

5. Dividend increase applies to new or renewal certificates 24 months or greater. A Partners Checking Account is required to earn the additional certificate rate add-ons.