
Credit Cards
VISA® Rates and Conditions
Interest Rates and Interest Charges
VISA Platinum | VISA Platinum Rewards | VISA Signature | VISA Share Secured | |
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Annual Percentage Rate for Purchases | 7.99% to 17.99% based on your creditworthiness. |
9.49% to 17.99% based on your creditworthiness. |
14.74% this APR will vary with the market based on the Prime Rate. |
13.90% |
APR for Balance Transfers | 7.99% to 17.99% when you open your account, based on your creditworthiness. |
9.49% to 17.99% when you open your account, based on your creditworthiness. |
14.74% this APR will vary with the market based on the Prime Rate. |
13.90% |
APR for Cash Advances | 7.99% to 17.99% when you open your account, based on your creditworthiness. |
9.49% to 17.99% when you open your account, based on your creditworthiness. |
14.74% this APR will vary with the market based on the Prime Rate. |
13.90% |
Penalty APR and When it Applies | N/A | N/A | N/A | N/A |
How to Avoid Interest on Purchases | Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. | Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. | Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. | Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. |
Minimum Interest Charge | None | None | None | None |
For Credit Cards Tips from the Federal Reserve Board | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at www.consumerfinance.gov/learnmore. |
Fees
Annual Fee | None | None | None | None |
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Transaction Fees
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Penalty Fees
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