Consumer Loans

Consumer Loan Rates

Rates Effective January 6, 2020. Call 800.948.6677 for current rate information.

LOAN TYPE Annual Percentage Rate (APR*)
As Low As
Term (Up To) Estimated Monthly Payment
per $1,000
  • 000000
  • NEW VEHICLE
    (Under 10,000 Miles)
  • 000000
  • 1.99%**
  • 2.74%**
  • 3.49%**
  • 4.49%**
  • 000000
  • 36 Months
  • 60 Months
  • 75 Months
  • 84 Months
  • 000000
  • $31.50
  • $19.64
  • $16.35
  • $15.29
  • 000000
  • USED VEHICLE
    Models between 2012-2019
    (Between 10,001 and 100,000 Miles)
  • 000000
  • 2.24%**
  • 2.99%**
  • 3.74%**
  • 4.99%**
  • 000000
  • 36 Months
  • 60 Months
  • 75 Months
  • 84 Months
  • 000000
  • $31.62
  • $19.76
  • $16.47
  • $15.54
  • 000000
  • NEW/USED RECREATIONAL VEHICLES
    Model Year
  • 000000
  • 6.99%
  • 000000
  • 180 Months
  • 000000
  • $9.88
  • 000000
  • NEW/USED MOTORCYCLES
  • 000000
  • 6.99%
  • 000000
  • 60 Months
  • 000000
  • $21.78
  • 000000
  • NEW/USED BOATS
  • 000000
  • 6.99%
  • 000000
  • 60 Months
  • 000000
  • $21.78
  • 000000
  • PERSONAL LOANS
    (Repayment Period Based on Loan Amount)
  • 000000
  • 5.99%
  • 7.24%
  • 000000
  • 36 Months**
  • 60 Months**
  • 000000
  • $30.42
  • $19.91
  • 000000
  • LINE OF CREDIT
  • 000000
  • 10.99%
  • 000000
  • N/A
  • 000000
  • N/A

 

LOAN TYPE LOAN TO VALUE ANNUAL PERCENTAGE RATE (APR***) FIXED YEARS Estimated Monthly Payment
per $1,000
  • HOME EQUITY LOAN
  • 000000
  • 81 – 100%
  • 000000
  • 5.67%
  • 5.67%
  • 5.92%
  • 000000
  • 5
  • 15
  • 20
  • 000000
  • $19.23
  • $8.33
  • $7.19
  • 000000
  • Less than 80%
  • 000000
  • 5.42%
  • 5.42%
  • 5.67%
  • 000000
  • 5
  • 15
  • 20
  • 000000
  • $19.12
  • $8.19
  • $7.04

 

LOAN TYPE LOAN TO VALUE ANNUAL PERCENTAGE RATE (APR****) VARIABLE ESTIMATED FEES
  • 000000
  • HOME EQUITY
    LINE OF CREDIT (HELOC)
  • 000000
  • 80%
  • 90%
  • 100%
  • 000000
  • 4.25%
  • 4.50%
  • 4.75%
Loans under $200,000
$0 – $2,325
Loans over $200,000
$2,162 – $6,100

*APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change.

**Rates listed are Partners best fixed rates on approved credit and include a 0.25% rate discount for payments made by automatic transfer from your Partners checking account. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors.

*** Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Homeowner’s property insurance is required. Flood insurance may be required. Non-owner occupied properties are not eligible.

**** Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Homeowner’s property insurance is required. Flood insurance may be required. Non-owner occupied properties are not eligible. APR is variable and based on The Wall Street Journal Prime Rate (the “Index”) plus a margin. This rate may vary with changes in the Prime Rate. The rate may change after the account is opened. As of 12.1.2019 Prime Rate is 4.75%. The maximum APR that can apply is 18.00%. No finance charges will accrue until funds are advanced. The finance charge on each new advance begins on the date of the advance and continues until the advance has been paid in full. There is no “free ride period” which would allow you to avoid a finance charge. To compute the finance charge, the unpaid balance for each day since your last payment (or since an advance if you have not yet made a payment) is multiplied by the applicable periodic rate. The sum of those amounts is the finance charge owed. The balance used to compute the finance charge is the unpaid balance each day after payments and credits to that balance have been subtracted and any new advances have been added. The minimum payment may not repay the outstanding balance by the end of the repayment period. You will then be required to make a single balloon payment at the maturity date. Unless otherwise required by applicable law, we are under no obligation to refinance the balloon payment at that time. Programs, rates, terms and conditions are subject to change without notice.