Personal Loans

PersonalLoans1

Personal Loans

Partners personal loans make budgeting easier with a fixed rate lower than most credit cards and the same predictable monthly payment throughout the life of the loan – no surprises! The best use of a personal loan could be debt consolidation of other higher interest rate loans or credit card balances to potentially lower your monthly payment and possibly save you money in interest. Without a pre-payment penalty, you could save even more if you pay off your loan early. If you don’t have any high interest rate debt, personal loans are perfect for those unexpected expenses like medical or dental needs or larger purchases like appliances. Finally,  Partners Personal Loans are unsecured, which means you don’t have to put up any collateral – just your good credit and stable employment!

  • Fixed Rate
  • Fixed Payments
  • No Annual Fees
  • No Early Payment Fees
  • Same Day Funding Available^

^Based on credit and employment verification.

Apply online or schedule an in-branch or virtual appointment today.
Apply Online    Schedule Appointment    Make a Payment

Rates effective February 8, 2021. Call 800.948.6677 for current rate information.

LOAN TYPE Annual Percentage Rate (APR*)
As Low As
Term (Up To) Estimated Monthly Payment
per $1,000
  • PERSONAL LOANS
    (Repayment Period Based on Loan Amount)
  • 5.99%
  • 7.24%
  • 36 Months**
  • 60 Months**
  • $30.42
  • $19.92

*APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change.

**Rates listed are Partners best fixed rates on approved credit and include a 0.25% rate discount for payments made by automatic transfer from your Partners checking account. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors.

PartnersJamz1

Family Building Loan

Grow your family with a Partners Family Building Loan to get access to cash for upcoming expenses. Whether you’re beginning your family building journey, or need assistance with childcare costs, an unsecured Partners Family Planning Loan could be a smart financing alternative to high-interest rate credit cards, with a fixed rate lower than most credit cards and manageable monthly payments. Without a pre-payment penalty, you could save even more if you pay off your loan early.

  • Loans from $500 – $50,000
  • No collateral required
  • Fixed rate and monthly payments
  • No annual fees or pre-payment penalty
  • Same-day funding available^

^Based on credit and employment verification.

Apply online or schedule an in-branch or virtual appointment today.
Apply Online    Schedule Appointment

Rates effective February 8, 2021. Call 800.948.6677 for current rate information.

LOAN TYPE Annual Percentage Rate (APR*)
As Low As
Term (Up To) Estimated Monthly Payment
per $1,000
  • PERSONAL LOANS
    (Repayment Period Based on Loan Amount)
  • 5.99%
  • 7.24%
  • 36 Months**
  • 60 Months**
  • $30.42
  • $19.92

*APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change.

**Rates listed are Partners best fixed rates on approved credit and include a 0.25% rate discount for payments made by automatic transfer from your Partners checking account. Actual interest rate offered may be higher depending on applicant’s credit rating and other underwriting factors.

PersonalLoans3

Personal Line of Credit

A line of credit gives you access to funds when you need it because it’s a revolving loan that let’s you borrow up to your established line limit, and as you pay it down, becomes available again! This flexibility helps you with unexpected life expenses.

    • No Application Fee
    • No Pre-Payment Penalty
    • Easy Access and Convenience

Apply online or schedule an in-branch or virtual appointment today.
Apply Online    Schedule Appointment

Rates effective January 3, 2022. Call 800.948.6677 for current rate information.

LOAN TYPE Annual Percentage Rate (APR*)
As Low As
Term (Up To) Estimated Monthly Payment
per $1,000
  • LINE OF CREDIT
  • 10.99%
  • N/A
  • N/A

*APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change.

EmergencyLOC

Emergency Line of Credit

We understand that unexpected expenses happen, and want to ensure you’re prepared. As a Partners Member, you can apply for a $500 open-ended line of credit to be prepared with access to immediate cash in moments of need with a 0% Introductory Rate for a period of 60 days.1 Use your Emergency Line of Credit for that flat tire you didn’t plan for, unexpected house repairs, or to help with a recent health care visit.

  • $500 unsecured line of credit
  • 60-day 0% Intro Rate1
  • Must be a Partners Member to apply2
  • Must complete a 15-minute on-demand budgeting course
  • Must set up direct deposit

Get started today!
Apply Online

Visit our Financial Education page to register for our upcoming virtual webinars or access on-demand workshops and quick tip videos.

ShareSecuredLoan5

Build or Rebuild Your Credit History

If you need help with your credit, a Share Secured Loan from Partners could help get you on track. By keeping a great payment history, this could help with your credit profile with the major credit reporting agencies.

    • No Application Fee
    • No Pre-Payment Penalty
    • Easy Access and Convenience

Apply online or schedule an in-branch or virtual appointment today.
Apply Online    Schedule Appointment

Rates effective January 3, 2022. Call 800.948.6677 for current rate information.

  • Savings/Money Market Secured
    Share Dividend Rate
  • +3.00%
    • Certificate Secured

Certificate Dividend Rate

  • +3.00%

1. APR = Annual Percentage Rate. The 0% Introductory Rate is available for a period of 60 days, up to the limit on the Line of Credit. Interest will be charged at Standard APR to any outstanding balance on the 61st day after first draw if the balance is not paid in full at the expiration of the intro period. See Loan Agreement for details. Rates are subject to change. Some restrictions apply. Requires employment verification and is subject to other underwriting factors.

2. A one-time $5 Membership fee may apply. For eligibility details, please visit our Membership page.