Emergency Personal Loan

We Are Here to Help!

We realize that this is a challenging time and you might be going through unprecedented challenges or new life events as a result of the COVID-19 crisis. To do our part to support our Members, we updated and expanded our Emergency Personal Loan designed to put cash into the hands of those that need it the most when they need it the most!

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Loan Amounts Up To $1,000

  • Available to those that have been Members for at least 90 days
  • Loan amounts up to $1,000 per Member household
  • 0.00% APR*
  • 24-month term**
  • No payments for 60 days
  • Loans made pursuant to individual creditworthiness
  • Apply online now or schedule a personal appointment through our Virtual Branch
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Loan Amounts Up To $5,000

  • Available to those that have been Members for at least 90 days
  • Loan amounts up to $5,000 per Member household
  • 0.00% APR*
  • 24-month term***
  • No payments for 60 days
  • Loans made pursuant to individual creditworthiness
  • Apply online now or schedule a personal appointment through our Virtual Branch
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Share Secured Loan

  • Available to those that have been Members for at least 90 days
  • Loan amounts up to $15,000 per Member household
  • 0.00% APR*
  • Up to 12-month term****
  • No payments for 60 days
  • Applications by phone only – 800.948.6677 or schedule an appointment through our
    Virtual Branch

For Members impacted by a furlough, income may be based on the pre-employment reduction rate of pay. If you have any questions, please contact us at 800.948.6677, schedule a Virtual Branch appointment or to get started simply log in with your online banking Username and password, select Loan Products – Personal Loan, and ‘Pandemic Emergency Loan’ as the purpose of use.

Apply Now

 

Income verification required (e.g. last full month’s pay stub), will be based on pre-employment reduction rate of pay. Loans made pursuant to individual qualifications and creditworthiness. Some restrictions may apply.  *APR = Annual Percentage Rate. **24 equal monthly payments of $42.00 based on a $1,000.00 loan amount. ***24 equal payments of $208.33 based on a $5,000.00 loan amount.  ****12 equal payments of $1,250.00 based on a $15,000 loan amount. Term of loan must mirror the remaining term for the share certificate pledged for security. Proof of hardship (e.g. furlough letter, unemployment filing) required. Rates and terms quoted as of 4.23.20 and subject to change.