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Relationship Rewards delivers extra value to your entire household. The concept is simple: the more business you bring to Partners, the more rewards you get!
First, you start with a Partners Checking Account (there are three to choose from), then we combine your household's savings* loan, and Partners Wealth Management balances to determine your reward level.
Determining your reward level is simple. Let's say you have:
Auto Loan Balance = 12,000
Savings Account Balance = $500
Checking Account Balance = $7,500
Your Household Balance = $20,000
You qualify for Silver reward level benefits.
But... if your spouse also has:
Auto Loan Balance = $10,000
Visa balance = $800
Savings Account Balance = $1,200
Your Total Household Balance = $32,000
You BOTH qualify for GOLD level benefits!
View the chart below to see these great benefits:
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Combined Deposit, Loan, and Partners Wealth Management Balance Excluding Certificates |
| Less than $2,500 |
$2,500 - $10,000 |
$10,001 - $25,000 |
$25,001 - $100,000 |
Greater Than $100,000 |
Greater Than $100,000 and 15 years or more of CU Membership |
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| Free Bill Pay |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
| Free Partners/CO-OP/CU24 ATM Transactions |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
| Free Foreign ATM Transactions |
- |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
| Reimbursed ATM Surcharges |
- |
$5/month |
$10/month |
$15/month |
Unlimited |
Unlimited |
| Free Shared Branching Transactions |
- |
1/month |
2/month |
3/month |
5/month |
Unlimited |
|
| Dividend Increase on Certificates less than 24 months |
- |
0.05% |
0.10% |
0.20% |
0.30% |
0.40% |
| Dividend Increase on Certificates 24 mo or greater |
- |
0.05% |
0.15% |
0.25% |
0.40% |
0.50% |
|
| Free Gift Checks/Cards |
- |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
| Free Traveler's Checks |
- |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
Unlimited |
| Free Checks |
- |
- |
1 box/year |
1 box/year |
2 boxes/year |
Unlimited |
| ID Theft Resolution |
- |
- |
- |
Included |
Included |
Included |
Distinctive Debit Card Coming in Late 2010 |
- |
- |
- |
- |
Included |
Included |
| Fee-Free Consumer Loan Skip-A-Pay |
- |
- |
- |
- |
- |
1/year |
| Safe Deposit Box Discount |
- |
- |
- |
- |
- |
50% Discount |
- Partners checking account is required to be eligible for Relationship Rewards benefits.
- Credit union tenure requirement for Platinum Elite tier is calculated at the household level, and applies to all Members within the household.
- Relationship Rewards tier eligibility is calculated and updated on a monthly basis.
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And if you're ever wondering about your present Relationship Rewards tier, just check your monthly statement, eStatement or PartnersLink® Online Banking. It's all there.
Have questions? No problem. Just call 800.948.6677 or visit a branch. We'll be happy to explain how to make your Partners membership most rewarding for you.
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