Rates Effective Call 800.948.6677 for current rate information.
 
Current Promotions

  5 Month Certificate
Minimum to open: $2,500
Minimum to earn dividends: $2,500
 
          Rate APY*
5 Month         1.14% 1.15%
 
  12/24 Flex Certificate
Minimum to open: $2,500
Minimum to earn dividends: $2,500
 
          Rate APY*
12/24 Month         1.64% 1.65%
 
  Premier Money Market
Minimum to open: $10,000
Minimum to earn dividends: $10,000


First 90 days
          Rate APY*
$10,000-$49,999       1.15% 1.16%
$50,000-$99,999       1.25% 1.26%
$100,000+       1.39% 1.40%


Certificates

  Standard Certificate and
IRA Certificate
Minimum to open: $1,000
Minimum to earn dividends: $1,000
Mini-Jumbo Certificate and
Mini-Jumbo IRA Certificate
Minimum to open: $50,000
Minimum to earn dividends: $50,000
Jumbo Certificate
Jumbo IRA Certificate
Minimum to open: $100,000
Minimum to earn dividends: $100,000
  Rate APY* Rate APY* Rate APY*
3 Month 0.40% 0.40% 0.45% 0.45% 0.50% 0.50%
6 Month 0.75% 0.75% 0.80% 0.80% 0.85% 0.85%
12 Month 1.00% 1.01% 1.05% 1.06% 1.10% 1.11%
24 Month 1.40% 1.41% 1.45% 1.46% 1.50% 1.51%
36 Month 1.75% 1.77% 1.80% 1.82% 1.85% 1.86%
48 Month 2.25% 2.28% 2.30% 2.33% 2.35% 2.38%
60 Month 2.50% 2.53% 2.55% 2.58% 2.60% 2.63%
 
  Standard Bump Certificate
Minimum to open: $1,000
Minimum to earn dividends: $1,000
Mini-Jumbo Bump Certificate
Minimum to open: $50,000
Minimum to earn dividends: $50,000
Jumbo Bump Certificate
Minimum to open: $100,000
Minimum to earn dividends: $100,000
  Rate APY* Rate APY* Rate APY*
12 Month 1.00% 1.01% 1.05% 1.06% 1.10% 1.11%
24 Month 1.40% 1.41% 1.45% 1.46% 1.50% 1.51%
36 Month 1.75% 1.77% 1.80% 1.82% 1.85% 1.87%
48 Month 2.25% 2.28% 2.30% 2.33% 2.35% 2.38%
60 Month 2.50% 2.53% 2.55% 2.58% 2.60% 2.63%
 
  Standard College Saver Certificate
Minimum to open: $500
Minimum to earn dividends: $500
Mini-Jumbo College Saver Certificate
Minimum to open: $50,000
Minimum to earn dividends: $50,000
Jumbo College Saver Certificate
Minimum to open: $100,000
Minimum to earn dividends: $100,000
  Rate APY* Rate APY* Rate APY*
24 Month 1.40% 1.41% 1.45% 1.46% 1.50% 1.51%
36 Month 1.75% 1.77% 1.80% 1.82% 1.85% 1.87%
48 Month 2.25% 2.28% 2.30% 2.33% 2.35% 2.38%
60 Month 2.50% 2.53% 2.55% 2.58% 2.60% 2.63%
 
 
  Flex Certificate
Minimum to open: $2,500
Minimum to earn dividends: $2,500
   
          Rate APY*
24 month         1.64% 1.65%
 
  Starter Certificate
Minimum to open: $500
Minimum to earn dividends: $500
   
          Rate APY*
12 month         .50% .51%
 
Additional Certificate Rate Add-Ons

  Standard Bronze Silver Gold Platinum
Relationship Rewards - .05% .15% .25% .40%
Senior Increase (55+) .20% .20% .20% .20% .20%
 
Money Markets

  Standard Money Market
Minimum to open: $2,500
Minimum to earn dividends: $2,500
Premier Money Market
Minimum to open: $25,000
Minimum to earn dividends: $2,500
Investor Money Market
Minimum to open: $2,500
Minimum to earn dividends: $2,500
  Rate APY* Rate APY* Rate APY*
$2,500 0.50% 0.50% n/a n/a 1.24% 1.25%
$5,000 0.50% 0.50% n/a n/a 1.24% 1.25%
$25,000 0.70% 0.70% 0.90% 0.90% 1.24% 1.25%
$50,000 0.80% 0.80% 1.00% 1.00% 1.24% 1.25%
$100,000 0.95% 0.95% 1.15% 1.16% 1.24% 1.25%
 
  Money Market Checking
Minimum to open: $2,500
Minimum to earn dividends: $2,500
   
          Rate APY*
$2,500         0.50% 0.50%
 
Savings and Checking

  Primary, Special Savings and
Chrismas Club

Minimum to open: $5.00
Minimum to earn dividends: None
IRA Savings
Minimum to open: $100.00
Minimum to earn dividends: None
Premier Checking
Minimum to open: $2,500
Minimum to earn dividends: $2,500
  Rate APY* Rate APY* Rate APY*
  0.25% 0.25% 0.80% 0.80% 0.25% 0.25%

*APY = Annual Percentage Yield The 5 Month Share Certificate is for a limited time and may be discontinued at the discretion of Partners Federal Credit Union. Members must maintain opening balance of at least $2,500 to earn promotional yield. "As high as" yield includes Platinum Relationship Rewards and senior rate premiums; otherwise base rate pays 1.15% APY. Upon maturity, this certificate will renew into a standard 6 month certificate at the then-current rate. Fees and other conditions may reduce earnings. Early withdrawal penalties may apply. Rates as of February 19, 2010, and are subject to change at Partners discretion without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Upon maturity, the 12/24 Certificate will roll into a standard 24 month flex certificate. Members must maintain opening deposit of at least $2,500 for 24 months to earn promoted APY. "As high as" yield includes Platinum Relationship Rewards and senior rate premiums; base rate pays 1.65% APY. A penalty will be charged for early withdrawals with the exception of one penalty-free withdrawal after 12 months. Terms and restrictions apply. Products can be discontinued at Partners discretion without notice. Offer expires at Partners discretion but no later than March 31, 2010.
This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.