Rates Effective Call 800.948.6677 for current rate information.

Current Promotions   5 Month Certificate Minimum to open: $2,500 Minimum to earn dividends: $2,500             Rate APY* 5 Month         1.14% 1.15%     12/24 Flex Certificate Minimum to open: $2,500 Minimum to earn dividends: $2,500             Rate APY* 12/24 Month         1.64% 1.65%     Premier Money Market Minimum to open: $10,000 Minimum to earn dividends: $10,000 First 90 days           Rate APY* $10,000-$49,999       1.15% 1.16% $50,000-$99,999       1.25% 1.26% $100,000+       1.39% 1.40%

Certificates   Standard Certificate and IRA Certificate Minimum to open: $1,000 Minimum to earn dividends: $1,000 Mini-Jumbo Certificate and Mini-Jumbo IRA Certificate Minimum to open: $50,000 Minimum to earn dividends: $50,000 Jumbo Certificate Jumbo IRA Certificate Minimum to open: $100,000 Minimum to earn dividends: $100,000   Rate APY* Rate APY* Rate APY* 3 Month 0.40% 0.40% 0.45% 0.45% 0.50% 0.50% 6 Month 0.75% 0.75% 0.80% 0.80% 0.85% 0.85% 12 Month 1.00% 1.01% 1.05% 1.06% 1.10% 1.11% 24 Month 1.40% 1.41% 1.45% 1.46% 1.50% 1.51% 36 Month 1.75% 1.77% 1.80% 1.82% 1.85% 1.86% 48 Month 2.25% 2.28% 2.30% 2.33% 2.35% 2.38% 60 Month 2.50% 2.53% 2.55% 2.58% 2.60% 2.63%

Standard Bump Certificate Minimum to open: $1,000 Minimum to earn dividends: $1,000 Mini-Jumbo Bump Certificate Minimum to open: $50,000 Minimum to earn dividends: $50,000 Jumbo Bump Certificate Minimum to open: $100,000 Minimum to earn dividends: $100,000   Rate APY* Rate APY* Rate APY* 12 Month 1.00% 1.01% 1.05% 1.06% 1.10% 1.11% 24 Month 1.40% 1.41% 1.45% 1.46% 1.50% 1.51% 36 Month 1.75% 1.77% 1.80% 1.82% 1.85% 1.87% 48 Month 2.25% 2.28% 2.30% 2.33% 2.35% 2.38% 60 Month 2.50% 2.53% 2.55% 2.58% 2.60% 2.63%

Standard College Saver Certificate Minimum to open: $500 Minimum to earn dividends: $500 Mini-Jumbo College Saver Certificate Minimum to open: $50,000 Minimum to earn dividends: $50,000 Jumbo College Saver Certificate Minimum to open: $100,000 Minimum to earn dividends: $100,000   Rate APY* Rate APY* Rate APY* 24 Month 1.40% 1.41% 1.45% 1.46% 1.50% 1.51% 36 Month 1.75% 1.77% 1.80% 1.82% 1.85% 1.87% 48 Month 2.25% 2.28% 2.30% 2.33% 2.35% 2.38% 60 Month 2.50% 2.53% 2.55% 2.58% 2.60% 2.63%

Flex Certificate Minimum to open: $2,500 Minimum to earn dividends: $2,500               Rate APY* 24 month         1.64% 1.65%     Starter Certificate Minimum to open: $500 Minimum to earn dividends: $500               Rate APY* 12 month         .50% .51%

Additional Certificate Rate Add-Ons   Standard Bronze Silver Gold Platinum Relationship Rewards - .05% .15% .25% .40% Senior Increase (55+) .20% .20% .20% .20% .20%

Money Markets   Standard Money Market Minimum to open: $2,500 Minimum to earn dividends: $2,500 Premier Money Market Minimum to open: $25,000 Minimum to earn dividends: $2,500 Investor Money Market Minimum to open: $2,500 Minimum to earn dividends: $2,500   Rate APY* Rate APY* Rate APY* $2,500 0.50% 0.50% n/a n/a 1.24% 1.25% $5,000 0.50% 0.50% n/a n/a 1.24% 1.25% $25,000 0.70% 0.70% 0.90% 0.90% 1.24% 1.25% $50,000 0.80% 0.80% 1.00% 1.00% 1.24% 1.25% $100,000 0.95% 0.95% 1.15% 1.16% 1.24% 1.25%

Money Market Checking Minimum to open: $2,500 Minimum to earn dividends: $2,500               Rate APY* $2,500         0.50% 0.50%

Savings and Checking   Primary, Special Savings and Chrismas Club Minimum to open: $5.00 Minimum to earn dividends: None IRA Savings Minimum to open: $100.00 Minimum to earn dividends: None Premier Checking Minimum to open: $2,500 Minimum to earn dividends: $2,500   Rate APY* Rate APY* Rate APY*   0.25% 0.25% 0.80% 0.80% 0.25% 0.25%

*APY = Annual Percentage Yield The 5 Month Share Certificate is for a limited time and may be discontinued at the discretion of Partners Federal Credit Union. Members must maintain opening balance of at least $2,500 to earn promotional yield. "As high as" yield includes Platinum Relationship Rewards and senior rate premiums; otherwise base rate pays 1.15% APY. Upon maturity, this certificate will renew into a standard 6 month certificate at the then-current rate. Fees and other conditions may reduce earnings. Early withdrawal penalties may apply. Rates as of February 19, 2010, and are subject to change at Partners discretion without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Upon maturity, the 12/24 Certificate will roll into a standard 24 month flex certificate. Members must maintain opening deposit of at least $2,500 for 24 months to earn promoted APY. "As high as" yield includes Platinum Relationship Rewards and senior rate premiums; base rate pays 1.65% APY. A penalty will be charged for early withdrawals with the exception of one penalty-free withdrawal after 12 months. Terms and restrictions apply. Products can be discontinued at Partners discretion without notice. Offer expires at Partners discretion but no later than March 31, 2010. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.