Rates Effective Call 800.948.6677 for current rate information.

Certificates   Standard Certificate and IRA Certificate Minimum to open: $1,000 Minimum to earn dividends: $1,000 Mini-Jumbo Certificate and Mini-Jumbo IRA Certificate Minimum to open: $50,000 Minimum to earn dividends: $50,000 Jumbo Certificate Jumbo IRA Certificate Minimum to open: $100,000 Minimum to earn dividends: $100,000   Rate APY* Rate APY* Rate APY* 3 Month 0.25% 0.25% 0.30% 0.30% 0.35% 0.35% 6 Month 0.40% 0.40% 0.45% 0.45% 0.50% 0.50% 12 Month 0.70% 0.70% 0.75% 0.75% 0.80% 0.80% 24 Month 1.15% 1.16% 1.20% 1.21% 1.25% 1.26% 36 Month 1.50% 1.51% 1.55% 1.56% 1.60% 1.61% 48 Month 1.90% 1.92% 1.95% 1.97% 2.00% 2.02% 60 Month 2.10% 2.12% 2.15% 2.17% 2.20% 2.22%

Standard Bump Certificate Minimum to open: $1,000 Minimum to earn dividends: $1,000 Mini-Jumbo Bump Certificate Minimum to open: $50,000 Minimum to earn dividends: $50,000 Jumbo Bump Certificate Minimum to open: $100,000 Minimum to earn dividends: $100,000   Rate APY* Rate APY* Rate APY* 12 Month 0.70% 0.70% 0.75% 0.75% 0.80% 0.80% 24 Month 1.15% 1.16% 1.20% 1.21% 1.25% 1.26% 36 Month 1.50% 1.51% 1.55% 1.56% 1.60% 1.61% 48 Month 1.90% 1.92% 1.95% 1.97% 2.00% 2.02% 60 Month 2.10% 2.12% 2.15% 2.17% 2.20% 2.22%

Standard College Saver Certificate Minimum to open: $500 Minimum to earn dividends: $500 Mini-Jumbo College Saver Certificate Minimum to open: $50,000 Minimum to earn dividends: $50,000 Jumbo College Saver Certificate Minimum to open: $100,000 Minimum to earn dividends: $100,000   Rate APY* Rate APY* Rate APY* 24 Month 1.15% 1.16% 1.20% 1.21% 1.25% 1.26% 36 Month 1.50% 1.51% 1.55% 1.56% 1.60% 1.61% 48 Month 1.90% 1.92% 1.95% 1.97% 2.00% 2.02% 60 Month 2.10% 2.12% 2.15% 2.17% 2.20% 2.22%

Flex Certificate and IRA Flex Certificate Minimum to open: $2,500 Minimum to earn dividends: $2,500               Rate APY* 24 month         1.20% 1.21%     Starter Certificate Minimum to open: $500 Minimum to earn dividends: $500               Rate APY* 12 month         .50% .51%

Additional Certificate Rate Add-Ons   Standard Bronze Silver Gold Platinum Platinum Elite Dividend Increase on Certificates less than 24 months - .05% .10% .20% .30% .40% Dividend Increase on Certificates 24 months or greater - .05% .15% .25% .40% .50% Senior Increase (55+) .10% .10% .10% .10% .10% .10%

Money Markets   Standard Money Market Minimum to open: $2,500 Minimum to earn dividends: $2,500 Premier Money Market Minimum to open: $25,000 Minimum to earn dividends: $2,500 Investor Money Market Minimum to open: $2,500 Minimum to earn dividends: $2,500   Rate APY* Rate APY* Rate APY* $2,500 0.30% 0.30% n/a n/a 1.09% 1.10% $5,000 0.30% 0.30% n/a n/a 1.09% 1.10% $25,000 0.50% 0.50% 0.70% 0.70% 1.09% 1.10% $50,000 0.60% 0.60% 0.80% 0.80% 1.09% 1.10% $100,000 0.70% 0.70% 0.90% 0.90% 1.09% 1.10%

Money Market Checking Minimum to open: $2,500 Minimum to earn dividends: $2,500               Rate APY* $2,500         0.30% 0.30%

Savings and Checking   Primary, Special Savings and Chrismas Club Minimum to open: $5.00 Minimum to earn dividends: None IRA Savings Minimum to open: $100.00 Minimum to earn dividends: None Premier Checking Minimum to open: $2,500 Minimum to earn dividends: $2,500   Rate APY* Rate APY* Rate APY*   0.20% 0.20% 0.50% 0.50% 0.10% 0.10%

*APY = Annual Percentage Yield. This schedule is incorporated as part of your account agreement with Partners Federal Credit Union. Each Member is federally insured up to $250,000 by the NCUA (National Credit Union Administration), a U.S. Government agency. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.