Partners Platinum Rewards Visa®
The Partners Platinum Rewards Visa card offers a very competitive interest rate, the Verified by Visa credit card security system, a free service that provides card holders the security of information protection whenever they use their registered credit card for web based purchases, and rewards points toward travel or merchandise for every dollar spent.

The Platinum Rewards Visa offers:

• No annual fee
• Worldwide acceptance
• Travel insurance benefits
• Additional travel coverage
• Visa's zero liability policy
• Extended purchase protection
• 25-day interest free grace period on purchases
• Cash advances from any ATM displaying the VISA logo
• Each dollar you spend earns one point toward merchandise, or travel!

Apply for your Platinum Rewards Visa online here anytime, call 800.948.6677, or visit any Partners branch.

Visa® Credit Card Rates

	Platinum Visa	Platinum      Rewards Visa	Secured Visa
Annual Percentage Rate for purchases*	7.49% - 17.99%	8.99% - 17.99%	13.90%
Grace Period for repayment of balances for purchases	25 days on average	25 days on average	25 days on average
Method for Computing the balance for purchases	Average daily balance (including new purchases)	Average daily balance (including new purchases)	Average daily balance (including new purchases)
Variable Rate Information	Your annual percentage rate may vary	Your annual percentage rate may vary	Your annual percentage rate may vary
Annual Fee	none	none	none
Minimum Finance Charge	none	none	none
Transaction Fee for Purchases	none	none	none
Balance Transfer Fee	none	none	none
Foreign Transaction Fee	none	none	none
Cash Advance Fee/Convenience Check Fee	none	none	none
Late Payment Fee	$20.00	$20.00	$20.00
Over-the-credit-limit Fee	$20.00	$20.00	$20.00
Charges are due when the periodic statement is received.
* APR = Annual Percentage Rate. Rates are subject to change. Your individual rate may vary and will be based on your individual credit qualifications.