Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) uses the equity in your home as collateral to provide a revolving source of credit. Use the money however you like - home improvements, college expenses, debt consolidation etc. The money you borrow will once again be available to use as soon as it is repaid, plus you pay interest only on the money you use.

A Partners HELOC features:

• A competitive adjustable rate
• A borrowing limit of up to 90% of the appraised value of your home, minus the first mortgage
• Often tax deductible interest†
• Credit lines ranging from $1,000 to $250,000

Even if you don't use it right away, you have the comfort of knowing that your HELOC is available at any time.

Apply for your home equity line of credit online here anytime, or call 800.948.6677, or visit any Partners branch.

Click here to get an estimate of the value of your home.



†Consult your tax advisor. Insurance is required for all loans secured by real estate property. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Membership and credit requirements apply.

Home Equity Loan Rates

Loan Type	Daily Periodic Rate	Annual Percentage Rate
Home Equity Line of Credit
Up to 80% LTV	.0109% - .0328%	4.00% - 12.00%
Up to 90% LTV	.0109% - .0336%	4.00% - 12.25%
Home Equity Loan
Up to 80% LTV**	.0178% - .0362%	6.49% - 13.24%
Up to 90% LTV**	.0198% - .0390%	7.24% - 14.24%
Up to 100% LTV**	.0225% - .0418%	8.24% - 15.24%
* APR = Annual Percentage Rate. Your APR will be based on your individual qualifications and creditworthiness. Some restrictions may apply. Rates are subject to change. Rates current as of 9/2/2010. Effective 10/01/09 the Prime Rate is at 3.25%. HELOC rates may increase after consummation. **Rates shown are for 60 month terms.