Premier Money Market Savings Account

Earn a higher return on your savings with Premier Money Market Savings Account! With this account, you’ll earn 20 basis points above our standard money market rates, which are already significantly higher than the bank average.*

The Premier Money Market Savings Account features:

• Minimum Balance of $25,000 to open
• Insured up to $250,000
• Can be used as overdraft protection for your checking account

You can open yours today either by calling our call center at 800.948.6677, or log in to PartnersLink and click on Open Money Market Account.

*Based on independent survey 9/06.
$25,000 minimum balance required to earn increased dividends. Other terms and restrictions apply. Contact us for details.

Account Type	Minimum Opening Deposit	Minimum Balance to Earn Dividends	Rate	APY*
Premier Money Market Account*	$25,000.00	$100,000.00	1.30%	1.26%
	$25,000.00	$50,000.00	1.10%	1.11%
	$25,000.00	$2,500.00	1.00%	1.00%
Investor Money Market Account	$2,500.00	$2,500.00	1.44%	1.45%
Money Market Account	$2,500.00	$100,000.00	1.10%	1.06%
	$2,500.00	$50,000.00	0.90%	0.90%
	$2,500.00	$25,000.00	0.80%	0.80%
	$2,500.00	$5,000.00	0.60%	0.60%
	$2,500.00	$2,500.00	0.60%	0.60%
Money Market Checking	$2,500.00	$2,500.00	0.60%	0.60%
Dividend Effective Date 07/17/2009. Dividend Period Monthly
*APY = Annual Percentage Yield. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.