Flex Certificate
Enjoy flexibility and a great return with one of our most popular share certificates! A one time penalty free withdrawal* after one year. You can make unlimited deposits of $100 or more towards your certificate. Only a $2,500 minimum balance to open your 24 month term Flex Certificate.

The Flex Certificate Features:

• 24 month term
• Unlimited deposits of $100 or more
• Withdraw from the certificate after 12 months one time penalty free

Open your Flex Certificate today by calling 800.948.6677 or through PartnersLink.

*At least $2,500 must remain in the Flex Certificate. Penalty free withdrawal after the first 12 months. Rates and terms are subject to change without notice.

Flex Certificate Rates

Flex Certificate Minimum to open: $2,500 Minimum to earn dividends: $2,500	Rate	APY*
24 Month	1.40%	1.41%
Dividend Declaration Date 08/18/2009. Dividend Period Monthly
*APY = Annual Percentage Yield. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.