Christmas Club
Partners Christmas Club accounts help you save money for holiday expenses. There are no set-up or maintenance fees. And, saving can be even easier when you set up an automatic transfer.

On November 1 of each year, your Christmas Club balance is transferred to your Partners FREE Checking or savings account.

Use your Christmas Club to save to buy:

• New video game for your child
• Pair of earrings for your girlfriend
• Set of new golf clubs for your husband

Open your Partners Christmas Club account today by calling 800.948.6677.

Savings Account Rates

Account Type	Minimum Opening Deposit	Minimum Balance to Earn Dividends	Dividend Rate	Annual Percentage Yield
Primary Savings	$5.00	none	0.25%	0.26%
Special Savings	$5.00	none	0.25%	0.26%
Christmas Club	$5.00	none	0.25%	0.26%
Dividend Declaration Date 02/01/2009. Dividend Period Monthly
Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.