Standard Certificate
Partners has a wide selection of Share Certificate Accounts. Minimum balance requirements range from $1,000 to $100,000 depending upon the certificate type (including Regular, Mini-Jumbo and Jumbo certificates). All of our certificates pay competitive dividend rates and offer a variety of flexible, locked-in terms.

The Standard Certificate Features:

• Flexible Terms ranging from 3 to 60 months
• Low $1,000 minimum deposit to start saving
• Fixed rate for the term of the certificate

Open your Share Certificate today by calling 800.948.6677 or through PartnersLink.

Restrictions apply to all certificate types. Rates and terms are subject to change without notice.

Certificate Rates

	Standard Certificate Minimum to open: $1,000 Minimum to earn dividends: $1,000		Mini-Jumbo Certificate Minimum to open: $50,000 Minimum to earn dividends: $50,000		Jumbo Certificate Minimum to open: $100,000 Minimum to earn dividends: $100,000
	Rate	APY*	Rate	APY*	Rate	APY*
3 Month	0.60%	0.60%	0.65%	0.65%	0.70%	0.70%
6 Month	1.10%	1.11%	1.15%	1.16%	1.20%	1.21%
12 Month	1.20%	1.21%	1.25%	1.26%	1.30%	1.31%
24 Month	1.55%	1.56%	1.60%	1.61%	1.65%	1.66%
36 Month	1.85%	1.87%	1.90%	1.92%	1.95%	1.97%
48 Month	2.45%	2.48%	2.50%	2.53%	2.55%	2.58%
60 Month	2.50%	2.53%	2.55%	2.58%	2.60%	2.63%
Dividend Declaration Date 09/21/2009. Dividend Period Monthly
*APY = Annual Percentage Yield. Fees and other conditions may reduce earnings on the account. Early withdrawal penalties may apply. All rates are subject to change without notice. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Certificates will be automatically renewed at the prevailing rate upon maturity.